Shut down my Wells Fargo checking account - BAM Automatic CL Increase !!

[mfinsmi1]

So last month i asked for a CLI i was denied due to my balance in my checking and savings account being too low. So i closed my accounts so they could not use it against me next time I asked. Signed on today just to check something and BAM 5K automatic CLI !! I cant belive it worked. I guess they miss my money lmao

[sznthescore]

Congratulations 🎉 on the 5k CLI! Closed deposit accounts for the win! Lol 🤷🏽‍♂️ Hey it worked! 👊🏽👍🏽

[TRC_WA]

Hahah... congrats.  

I need to try that.  I've been denied CLIs for the same "low balance checking account" BS...

[JoeRockhead]

Very nice, congratulations on your auto CLI!!

[805orbust]

  Dude, that is the most HILARIOUS CLI strategy that has worked ever @mfinsmi1 .  I can't with you.  Loving the "outside the box" thinking!  Congrats my friend!

[mfinsmi1]

@805orbust im still in shock in actually worked , thank you and thanks everyone above!!

[CreditCuriosity]

Congrats on the cli..  I honestly doubt that closing the checking account had anything to do with it despite letters using as one of reasons for previous CLI denials.  Just happened to get it is my guess for either age of account or score or something else this time.  Regardless you got what you wanted and congrats on that

[NoMoreE46]

This is truly funny but I am a little suspect of it all.   Correlation isn't causation.  
We got any more volunteers for DP purposes?

[mfinsmi1]

@NoMoreE46 @CreditCuriosity i know it seems crazy but i asked for a cli early december ... i got too many new accounts and the low balances on my wells fargo accounts as the reasons for denial. I closed my checking in january - a week or 2 later i ge tthe CLI. Nothing changed on my cerdit profile within 1 month so idk why they finally decided too , its just way to much of a coincidence .... but im just happy they did it (ive had the card since May 2022)

[SweetCreditObsession]

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@mfinsmi1 wrote:

So last month i asked for a CLI i was denied due to my balance in my checking and savings account being too low. So i closed my accounts so they could not use it against me next time I asked. Signed on today just to check something and BAM 5K automatic CLI !! I cant belive it worked. I guess they miss my money lmao

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That's an interesting DP!

Congratulations on that CLI all the same. May the CL continue to grow for you