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Simon Amex (Cardless) - approved $7000

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Bk2006
Established Member
‎04-06-2023 05:13 AM
‎04-06-2023 05:13 AM

Simon Amex (Cardless) - approved $7000

I saw the post from @jodo1132 this morning about the Simon Amex issued by Cardless. With similar scores (EX 709 according to the disclosure, 4 new accounts in the past year) I pulled the trigger...and I'm approved for $7000 at 26.74%!

47986DD1-66DA-49CB-AA35-0E46B18D8EE1.jpeg

 

 

I don't expect to use this card a ton, but I do most of my clothes shopping at the local Simon outlet mall so the 3%/5% cash back there will be useful. 1.5% CB elsewhere with mobile wallet payment (Apple Pay etc.) or 1% with the physical card. No AF, FTF or late fees either.

 

This card also offers "instant credit" with the card number visible for online purchases and mobile wallet. Already added to my Apple Pay and ready to shop! 🙂

 

Thanks @jodo1132 for the DPs.

12/2022 TU 704 - EX 697 - EQ 705
Current Cards: PSECU $20,000 - NFCU Cash Rewards MC $21,900 - Chase Southwest $15,000 - Discover It $10,000 - Citi AAdvantage Platinum $9,500 - Apple Card $6,000 - PenFed Promise $5,000 - Truist Enjoy Cash $4,500 - Comenity Bread Cashback Amex $3,500 - BoA Customized Cash Rewards $2,800 - UVA Credit Union Visa Classic $1,600
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Bk2006
Established Member
‎04-06-2023 05:14 AM
‎04-06-2023 05:14 AM

Re: Simon Amex (Cardless) - approved $7000

Also, no HP as of yet...so could this potentially be a SP only approval? Not familiar with Cardless but no-HP approval would be nice.

12/2022 TU 704 - EX 697 - EQ 705
Current Cards: PSECU $20,000 - NFCU Cash Rewards MC $21,900 - Chase Southwest $15,000 - Discover It $10,000 - Citi AAdvantage Platinum $9,500 - Apple Card $6,000 - PenFed Promise $5,000 - Truist Enjoy Cash $4,500 - Comenity Bread Cashback Amex $3,500 - BoA Customized Cash Rewards $2,800 - UVA Credit Union Visa Classic $1,600
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JoeRockhead
Senior Contributor
‎04-06-2023 05:23 AM
‎04-06-2023 05:23 AM

Re: Simon Amex (Cardless) - approved $7000

Nice SL, congratulations on your approval!

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jodo1132
Established Member
‎04-06-2023 05:25 AM
‎04-06-2023 05:25 AM

Re: Simon Amex (Cardless) - approved $7000

Congrats!!  I went over the fine print this morning and realized there are no fees , 0 late    0 over limit   0 return payment  and zero foreign transaction.  Not to bad really. Also no AF  and 150.00 signup with 1000 spend/90days

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TMDSCT
Regular Contributor
‎04-06-2023 06:16 AM
‎04-06-2023 06:16 AM

Re: Simon Amex (Cardless) - approved $7000

Congratulations on the approval!

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M_Smart007
Legendary Contributor
‎04-06-2023 07:58 AM
‎04-06-2023 07:58 AM

Re: Simon Amex (Cardless) - approved $7000

Congrats on your Simon Approval!

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CreditMagic7
Mega Contributor
‎04-06-2023 10:10 AM
‎04-06-2023 10:10 AM

Re: Simon Amex (Cardless) - approved $7000

Congratulations on your Cardless Approval!

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Snoutwater912
Established Member
‎04-06-2023 03:31 PM
‎04-06-2023 03:31 PM

Re: Simon Amex (Cardless) - approved $7000

Great approval & starting limit! Happy shopping! $ $ 🤑

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NoMoreDebt
Senior Contributor
‎04-06-2023 05:03 PM
‎04-06-2023 05:03 PM

Re: Simon Amex (Cardless) - approved $7000

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $28,900 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ CITI COSTCO ANYWHERE VISA $6000 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL
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nytokyobred79
Valued Contributor
‎04-06-2023 06:12 PM
‎04-06-2023 06:12 PM

Re: Simon Amex (Cardless) - approved $7000

Congrats on your Simon Amex approval. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
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