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So, A Rare Bird for MyFICO

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Anonymous
Not applicable

So, A Rare Bird for MyFICO

'Member how I said I might be back here soon?😬 I dug around for awhile and checked my bucket list of cards to app for. Now, "X, I sez to myself, FNBO was supposed to be tough (DM got denied with 811 F9, no derogs) what can I find that's supposedly nearly as conservative?" I was paying some bills and checking balances in my accounts and thought 'hey, yeah, that's right, these guys have a credit card, don't they?' Turns out they had halted new apps for a while (Santander) and had since reopened for new apps. So, DP's: Santander Ultimate MC, 3% back on first 20K spent, 14.69% APR, 7.5K limit. 0% APR for 12 billing cycles. EX 730 pulled, unknown if F8 or F9. 

Message 1 of 18
17 REPLIES 17
AllZero
Mega Contributor

Re: So, A Rare Bird for MyFICO

Congratulations on your approval!
Message 2 of 18
Anonymous
Not applicable

Re: So, A Rare Bird for MyFICO

Thx AllZero

Message 3 of 18
babygirl1256
Senior Contributor

Re: So, A Rare Bird for MyFICO

Congrats on your approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 18
Anonymous
Not applicable

Re: So, A Rare Bird for MyFICO

Congratulations on the new card. Not sure why DM was denied FNBO with an 811 FICO - looks like FNBO is very selective. 

Message 5 of 18
blindambition
Senior Contributor

Re: So, A Rare Bird for MyFICO

Congrats on your approval!!! I sure hope their card section isn't run like auto division... That is No Bueno!!

Good luck and enjoy!!

Smiley Happy

Message 6 of 18
CreditAggie
Community Leader
Super Contributor

Re: So, A Rare Bird for MyFICO

Congratulations on your Santander approval! 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 18
Golf-and-Credit
Regular Contributor

Re: So, A Rare Bird for MyFICO

A rare bird indeed!! I've never heard of it! Congrats on the approval!!!!!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization
Message 8 of 18
M_Smart007
Legendary Contributor

Re: So, A Rare Bird for MyFICO

Congratulations on your approval!

Message 9 of 18
Total80sKid
Senior Contributor

Re: So, A Rare Bird for MyFICO

Congrats on your approval!

Message 10 of 18
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