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So excited! My little app spree..

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Anonymous
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Re: So excited! My little app spree..

Thank you everyone!

UPDATE: thought I'd give a little clearer picture of my credit profile. The Sam's Club account was reported immediately so some stuff is a little skewed

AAOA: 1.3 years (was 1.5 at the time of application)
Oldest account: 4.7 years
Util: 7% (was 21% at time of application, the Slate had reported a balance before I applied, didn't realise until afterwards)
Exp INQ: 10(was 8)
TU INQ: 7 (was 4)
EQ INQ: 5 (was 3)
Total TL limit: $2300(was $1000)
Approx Income: $40k

Scores post app spree but with only the new Sam's card reporting
Exp: 706
TU: 742
EQ: 723

Once other stuff reports my Util will drop to 1% but my AAOA will tank.

AmEx app is still pending! I don't know if my phone auto generated an old phone number or what but my application had an old phone number tied to it. I honestly don't remember entering a phone number on the application. I called AmEx new accounts 3 times and they all told me to just wait for a phone call, even though I told them they have the wrong phone number. Apparently my application is under fraud review and THEY have to call ME? I tried tweeting at them, and was told to call New Accounts Hotline. I tweeted back what they told me, and AmEx replied if they can't reach me by phone they'll snail mail identity verification to me.
Message 11 of 13
Anonymous
Not applicable

Re: So excited! My little app spree..

Nice info! Can you share your fico scores after the accounts appear on your credit? I apped for 3 cards this past week and I'm curious and also scared how it'll affect my scores. My oldest is 2.3 years and AAoA is 1 year
Message 12 of 13
GetMeSlick
Established Contributor

Re: So excited! My little app spree..

Wow OP. tremendous increase on your Total CL. 

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


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Gardening since Mar/2024
Message 13 of 13
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