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SoFi Credit Card Approval

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Xic
Established Member

SoFi Credit Card Approval

Got approved for the Sofi Credit Card yesterday, I started a mutual fund with them a couple of months ago and the 2% cashback if redeemed into the mutual fund sounded really good. Got approved for $7,000 at 18.99% APR.

 

Datapoints:

HP on Experian: 673

Inquires on Ex: 1/12, 14/24 (most of the inq last year were from auto loan shopping)

Two other cards opened recently, only one of them is reporting so far.

X1: $29,000 | NFCU MR: $25,000 | NFCU cR: $25,000 | NFCU Flagship $14,700 | Amazon Visa $12,000 | Gemini MC: 10,000 | PayPal CB MC $16,800 | Sofi MC: $7,000 | Venmo Card: $20,000 |
AmEx Gold: NPSL | AmEx Delta Blue: $5,200 | Apple Card: $4,500 | USAA PCR Visa: $12,000 | AmEx BCE: $1,000 | AmEx ED: $4,000 |
Discover it: $3,250 | Deserve Edu: $1,500 | Citi Custom Cash: $6,000 US Bank Altitude Go: $5,000
Total: $201,950

Store cards: Amazon Store Card: $5000
Message 1 of 15
14 REPLIES 14
AllZero
Mega Contributor

Re: SoFi Credit Card Approval

Congratulations on your approval!
Message 2 of 15
CreditAggie
Community Leader
Super Contributor

Re: SoFi Credit Card Approval

Congratulations on your SoFi approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 15
CreditMagic7
Mega Contributor

Re: SoFi Credit Card Approval

The Sofi card is really making it's rounds. Congratulations on your own new approval!

Message 4 of 15
Anonymous
Not applicable

Re: SoFi Credit Card Approval

Sounds like a good deal.  Congrats on the card!

Message 5 of 15
cashorcharge
Community Leader
Super Contributor

Re: SoFi Credit Card Approval

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 6 of 15
Anonymous
Not applicable

Re: SoFi Credit Card Approval

That's a great idea! Making cashback grow on compound interest sounds like a great way to passively invest. Seems interesting to check out, or maybe I should just start putting my cash back into my investment account as a set it and forget it typa thing. Seems really cool making it automatic.   

Message 7 of 15
firefox100
Senior Contributor

Re: SoFi Credit Card Approval

 

Congratulations

Message 8 of 15
RickNATL
Established Contributor

Re: SoFi Credit Card Approval

Congrats @Xic  I was just approved as well. Can I ask, how did you find your APR?

Message 9 of 15
gdale6
Moderator Emeritus

Re: SoFi Credit Card Approval

Sweet, grats on your Sofi approval Smiley Happy

Message 10 of 15
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