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Responded to a mailer I received a week ago. Created an account a few days ago and applied last night. $8500 SL--18.99% APR. After reading over the other approvals and data points before applying and given my profile was expecting WAY better results on both counts. Might use it just enough to grab the $100 sub but long term it looks like I'll be sticking with the Fidelity eco-system--same type 2% card but much better limit and APR. And could be gone in a year after the 0% runs out (Sofi) if it turns out to be one of those "your starting CL is your permanent CL" cards like Blispay. Data points prior to app--755 EX--5 INQs--2/24 new accts. $100k income. 4% UTL across all accounts. Only derog 1 30 day late with Cap One from 4 years ago.
Congrats Credit-hoarder! I know you're disappointed in the SL. But on the bright side, it was an approval and not a denial. Being approved is always a win!😁
Maybe they'll allow you to increase the limit?
Congratulations on your approval! ...
Congratulations on your SoFi approval!
Congrats on the Sofia approval! 😁😅
Grab that SUB, utilize the 0% if it suits your finances then reevaluate the situation (use and benefits of the card) afterwards.
I am guessing CLIs for this card is a HP, is that right?
Grats on your SOFI approval
Congrats on your approval reguardless. Hopefully they'll up CLIs!
Congrats. I have no doubt they will allow CLI. Remember, the same thing happened with the Apple card and GS finally rolled out CLI. The bank likely wants to see how this portfolio performs first
That's terrific! Congratulations on your approval!! 🎉🥂