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Sofi Approved

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blazerein
Established Contributor

Sofi Approved

I totally forgot that I applied for Sofi as my application status was processing for like 3 weeks.  It was a soft pull at the time of application and locked my CB and forget about it. Just received a welcome to sofi credit card email and when I Iogged in SL is 7.5k. I think I got approved for this card with a Soft Pull as I saw my EX blocked an inquiry.  

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
19 REPLIES 19
cashorcharge
Community Leader
Super Contributor

Re: Sofi Approved

That's terrific!!  Congratulations on your SoFI Approval!! 🎉🥂👏

Message 2 of 20
gdale6
Moderator Emeritus

Re: Sofi Approved

Nice, grats on your Sofi approval Smiley Happy

Message 3 of 20
FalconSteve
Valued Contributor

Re: Sofi Approved

Congrats on the approval!

They took so long with mine that I assumed that I was denied back in June, then I logged in (I think in July) and I was actually approved a few weeks later for $7000. We don't need another card, but we've considered getting one for my wife so she has it and we have the backup. That wait is infuriating though.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 4 of 20
Trini88
Established Contributor

Re: Sofi Approved

Congrats on your approval!!

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 5 of 20
CreditAggie
Community Leader
Super Contributor

Re: Sofi Approved

Congratulations on your SoFi approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 20
CreditMagic7
Mega Contributor

Re: Sofi Approved

Bet you was wondering what is this? Congrats on the approval and getting a usable credit card starting limit that you can stomach for the effort. From just a soft pull to add to the satisfaction as well.

Message 7 of 20
Reviewers
Established Contributor

Re: Sofi Approved

Congratulations on your SoFi approval!

Message 8 of 20
sugarcreek67
Frequent Contributor

Re: Sofi Approved

Congrats on your SoFi approval


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 9 of 20
FalconSteve
Valued Contributor

Re: Sofi Approved


@CreditMagic7 wrote:

Bet you was wondering what is this? Congrats on the approval and getting a usable credit card starting limit that you can stomach for the effort. From just a soft pull to add to the satisfaction as well.


As I understand it, SoFi/TBoM SL are always your CL

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 10 of 20
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