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Some approvals! *Updated*

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paulachristinej
Established Member

Some approvals! *Updated*

Well,

 

I figured it has been a year since I opened all the cards listed in my signature and I have since paid my tax lien, so I figured I would try yesterday. I am def surprised by some of the approvals!

 

Citi Aadvantage $4k - Pending last night, approved this morning via online status

Chase Disney $4.5k - Pending yesterday afternoon, approved in one hour

Chase Hyatt $9k - Pending yesterday afternoon, approved this morning!

Nordstrom - Stupid me, I should have went in person, I have to mail verification info

Discover IT - NO, due to my tax lien, even though it is released Smiley Sad

Barclaycard Rewards $2k - Automatic approval

*** Barclaycard Apple Rewards $2k - Pending this morning, approved this afternoon when I checked the status online... forgot I app'd. ***Added***

Capital One Venture - NO WAY, JOSE. Smiley Tongue

 

With my # of inquiries and profile, was suprised to be approved by Citi.... Amex will not raise my CLI at all on my exisiting card. Sigh. A lot of those inquiries were from shopping for an auto loan on May 2015 (last month)... I purchased a 2015 Ford Explorer Limited, was approved for $45k, no income verification, etc. WFDS @ 5.75%. I was upside down on my other car a little, so that was rolled in. Waiting to refinance with NFCU in 6 months.... I just paid a car loan off from trading in, they wouldn't approve the new auto purchase, but my lien was still active.

 

Just wanted to share, maybe someone with similar credit to mine will find this useful!

NFCU: [Cash Rewards $15k, Navcheck $15k], Citi: [AAdvantage WEM $4k, Costco $1k], Chase: [Hyatt $9k, Disney $4.5k, Freedom $1.5k], Barclaycard: [Rewards $2k, Apple Rewards $2k], Capital One: [QS $850, Platinum $750], Comenity Store Cards: $10k+ total, Citi Store Cards: $2k+ total, SYNCH Store Cards: $3k+ total, WFDS Auto Loan $45k, Ally Financial Auto Loan $65k
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Jan 2017: EX 616, EQ 630, TU 633
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Some approvals!

Congrats! That's amazing! If you don't mind me asking what were your scores at the time of applying? Congrats again
Message 2 of 9
paulachristinej
Established Member

Re: Some approvals!

Man... they were not that great, so I was suprised. My scores are what are in my signature as of current, with lots of inquries. Smiley Tongue

 

BTW - My income is $150k - maybe that helped?

NFCU: [Cash Rewards $15k, Navcheck $15k], Citi: [AAdvantage WEM $4k, Costco $1k], Chase: [Hyatt $9k, Disney $4.5k, Freedom $1.5k], Barclaycard: [Rewards $2k, Apple Rewards $2k], Capital One: [QS $850, Platinum $750], Comenity Store Cards: $10k+ total, Citi Store Cards: $2k+ total, SYNCH Store Cards: $3k+ total, WFDS Auto Loan $45k, Ally Financial Auto Loan $65k
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Jan 2017: EX 616, EQ 630, TU 633
Message 3 of 9
revjamesl
Valued Contributor

Re: Some approvals!

Congrats!
AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 4 of 9
Anonymous
Not applicable

Re: Some approvals!

Thank you for replying! I'm on mobile so I can't see your current scores sorry but congrats again!! That's awesome!!!
Message 5 of 9
paulachristinej
Established Member

Re: Some approvals!

CreditQueen - Can you see this?

 

June 5, 2015: EX (CS) 645, 19 inq, EQ 604 (CapOne), 24 inq, TU (CK) 648, 20 inq, April 2015: Tax lien paid / released

NFCU: [Cash Rewards $15k, Navcheck $15k], Citi: [AAdvantage WEM $4k, Costco $1k], Chase: [Hyatt $9k, Disney $4.5k, Freedom $1.5k], Barclaycard: [Rewards $2k, Apple Rewards $2k], Capital One: [QS $850, Platinum $750], Comenity Store Cards: $10k+ total, Citi Store Cards: $2k+ total, SYNCH Store Cards: $3k+ total, WFDS Auto Loan $45k, Ally Financial Auto Loan $65k
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Jan 2017: EX 616, EQ 630, TU 633
Message 6 of 9
Anonymous
Not applicable

Re: Some approvals!

I can!!! Thank you!!! You go!!! They are some great cards with amazing limits! Thank you! I'm also in the mid 600s (650-680) and was interested in some of those cards so u give me lots of hope! I just started rebuilding about a year ago though which makes it hard for me. Thank you so much again and congrats!

Message 7 of 9
MissMoni223
Senior Contributor

Re: Some approvals!

Way to go, nice approvals!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 9
Anonymous
Not applicable

Re: Some approvals!

nice!

Message 9 of 9
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