Spring forward into DCU

[Mv350]

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@Traveler101 wrote:

Congrats!

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Thank you!

[Anonymous]

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@Mv350 wrote:

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@Anonymous wrote:

Another gardener jumping the fence!

Congrats! DCU is pretty conservative so $5K is impressive with that score. I have a 688 and I'm still stuck at my $1K SL 13 months later. 

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Thank you!

I was extremely surprised myself! EQ has been my one clean report since November. The only numbers I have are almost a month old at this point. I joined a CU about 5 months ago, but they were super conservative, and only pulled EX so I wasn't seeing any love at all.

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That's probably it. I'm not clean. I'm 688 because of my BK. That should go up quite a bit when EQ takes the BK off in a few months. 

I like DCU regardless though. I'm throwing money in the savings account too. 

[M_Smart007]

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@Mv350 wrote:

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@M_Smart007 wrote:

Congratulations!

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Thanks Smart!

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Anytime

[Pit-Smoker]

CONGRATS!!  I've been thinking about DCU (again) myself.  Unfortunately some of my longest- running open accounts are my overdrafts.  I guess a Savings account couldn't hurt. 

[Mv350]

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@Anonymous wrote:

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@Mv350 wrote:

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@Anonymous wrote:

Another gardener jumping the fence!

Congrats! DCU is pretty conservative so $5K is impressive with that score. I have a 688 and I'm still stuck at my $1K SL 13 months later. 

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Thank you!

I was extremely surprised myself! EQ has been my one clean report since November. The only numbers I have are almost a month old at this point. I joined a CU about 5 months ago, but they were super conservative, and only pulled EX so I wasn't seeing any love at all.

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That's probably it. I'm not clean. I'm 688 because of my BK. That should go up quite a bit when EQ takes the BK off in a few months. 

I like DCU regardless though. I'm throwing money in the savings account too. 

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My hope is that this approval will keep me until the rest of my reports are clean. EX told me 12/23 is the last negative removal date, 11/23 for the other one. 🤞

[Mv350]

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@Pit-Smoker wrote:

CONGRATS!!  I've been thinking about DCU (again) myself.  Unfortunately some of my longest- running open accounts are my overdrafts.  I guess a Savings account couldn't hurt. 

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Thank you! Their interest rates are insane! It's a relationship I'm hoping build up.

[cr101]

congrats! just remember that they don't report your statement balance. they report whatever's your balance on the last day of the month.

[Anonymous]

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Congratulations!

[Mv350]

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@cr101 wrote:

congrats! just remember that they don't report your statement balance. they report whatever's your balance on the last day of the month.

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That is extremely good to know!

Thank you!

[Mv350]

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@Anonymous wrote:

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Congratulations!

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Thank you!