Started with a scam, ended with a CLI - myFICO® Forums - 6184241

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So I got a email today from Citizens Bank saying I missed a payment, after a small panic attack, I remembered not only did I pay my bill, but I pay it twice. So I called anyway, talked to a very nice lady and she saw that everything was fine. Since I had her on the phone I asked if I can get a CLI without a HP, she checked and I had a credit limit on my account of $6,200 (I'm at $3,200) that I can ask for without pulling my credit, all I had to do was say yes. I had the card for almost a year and a half, never thought to ask because I know it would be a HP. Glad I had to call today.

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Congratulations on your CLI!

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Congrats on your CLI!

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Congratulations on your CLI! 🎉

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Congratulations on your Increase! ....

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That's what you call a scare followed by a happy ending.

Congrats on the CLI, and glad you didn't fall for the scam (probably phishing if a link was in the email).

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Congratulations on your CLI!!

American Express Platinum NPSL

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FNBO Evergreen Visa Signature $25,000

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American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

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Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

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Congratulations on your Citizens Bank CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (October 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congratulations

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Congrats on your CLI!

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