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Successes and 1 question

tag
Adkins
Legendary Contributor

Re: Successes and 1 question

Congratulations on your NFCU approval! 


Last HP 08-07-2023



Message 11 of 17
Anonymous
Not applicable

Re: Successes and 1 question

I would unlock it. My FICO score is less than yours at 736 and I was approved today at PenFed for 42K. That is my highest starting limit. Good luck!

Message 12 of 17
Anonymous
Not applicable

Re: Successes and 1 question


@Anonymous wrote:

I would unlock it. My FICO score is less than yours at 736 and I was approved today at PenFed for 42K. That is my highest starting limit. Good luck!


Congrats on your approval.  I'm curious though; are you new to PenFed or are you an existing member?

Message 13 of 17
AverageJoesCredit
Legendary Contributor

Re: Successes and 1 question

A 736 score has almost no bearing on getting a Penfed approval nor did it help get a 42k limit cc. Your profile and income probably played a bigger role.
Message 14 of 17
Pikaboo-icu
Valued Contributor

Re: Successes and 1 question

000ahoy.gif  Congrats on your approval!! NFCU is the best!

 

And Thank YOU for your service. soldieryessir.gif

  


Message 15 of 17
Repo-ed
Senior Contributor

Re: Successes and 1 question


@AverageJoesCredit wrote:
A 736 score has almost no bearing on getting a Penfed approval nor did it help get a 42k limit cc. Your profile and income probably played a bigger role.

I agree 100%.

 

I have WAY more available revolving credit than I believe I should (and most certainly need), and that concerns me as it pertains to reductions in CL's.

 

So I'll go ahead and let that HP sleep and wake it some other day.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 16 of 17
Priory_Man
Valued Contributor

Re: Successes and 1 question

Congrats on your new addition, I hear lots of great things about NFCU, sadly I served in the Royal Navy so not able to qualify through service over here.






"Total revolving credit $286,000 Current UTIL >1%"
Message 17 of 17
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