Successful Citi Recon NO Credit History!

[Anonymous]

Feeling kind of cool as I know Citi is one of the harder Recon's. Originally applied for the Citi Forward card for Students a few weks ago. I'm not really sure how because now the application is completely gone and the card discontinued. Anyway, was denied for lack of credit. Called for regular Recon, still denied. Called back, still denied. Applied for the Citi Divdend for College Students, denied for too many inquiries. 

Finally contacted the Executive Response Unit and worked personally with someone who informed me that the computer automatically denied my application and it was never even really looked at. He didn't understand why it was denied. Forwarded my application to the President's Office or something like that who advised him that if I submitted documentation they would entertain re-reviewing my application. 

Submitted Utility Bill, Proof of Income, and Proof of enrollment. Was approved today with an intial CL of 1k and NO credit history at all. Not a bad limit at all considering I just turned 18 a month ago and the card is unsecured. 

I've also been approved for the Discover it $500, and the Capital One Journey $300.

Headed to the Garden! Woooohoooo!

[gdale6]

Grats to your success

[pip3man]

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@Anonymous wrote:

Feeling kind of cool as I know Citi is one of the harder Recon's. Originally applied for the Citi Forward card for Students a few weks ago. I'm not really sure how because now the application is completely gone and the card discontinued. Anyway, was denied for lack of credit. Called for regular Recon, still denied. Called back, still denied. Applied for the Citi Divdend for College Students, denied for too many inquiries. 

Finally contacted the Executive Response Unit and worked personally with someone who informed me that the computer automatically denied my application and it was never even really looked at. He didn't understand why it was denied. Forwarded my application to the President's Office or something like that who advised him that if I submitted documentation they would entertain re-reviewing my application. 

Submitted Utility Bill, Proof of Income, and Proof of enrollment. Was approved today with an intial CL of 1k and NO credit history at all. Not a bad limit at all considering I just turned 18 a month ago and the card is unsecured. 

I've also been approved for the Discover it $500, and the Capital One Journey $300.

Headed to the Garden! Woooohoooo!

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hey pls could you please PM the number/email to the Executive Response Unit... I'll be applying for a Citi Card in a few weeks and I wanna have that ready just in case my application is declined. Thanks much

[-Wade-]

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@Anonymous wrote:

Feeling kind of cool as I know Citi is one of the harder Recon's. Originally applied for the Citi Forward card for Students a few weks ago. I'm not really sure how because now the application is completely gone and the card discontinued. Anyway, was denied for lack of credit. Called for regular Recon, still denied. Called back, still denied. Applied for the Citi Divdend for College Students, denied for too many inquiries. 

Finally contacted the Executive Response Unit and worked personally with someone who informed me that the computer automatically denied my application and it was never even really looked at. He didn't understand why it was denied. Forwarded my application to the President's Office or something like that who advised him that if I submitted documentation they would entertain re-reviewing my application. 

Submitted Utility Bill, Proof of Income, and Proof of enrollment. Was approved today with an intial CL of 1k and NO credit history at all. Not a bad limit at all considering I just turned 18 a month ago and the card is unsecured. 

I've also been approved for the Discover it $500, and the Capital One Journey $300.

Headed to the Garden! Woooohoooo!

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Congrats on your aprovals

[alvon123]

congrats

[coldnmn]

Congrats! Thanks for sharing.

[Anonymous]

Congrats on starting your journey in credit!

[Anonymous]

Thanks everyone!

[chalupaman]

I never got denied for the card but I also had to call them to verify the same kind of information and also got a $1K credit limit back in September of last year but for the Forward card. Congrats! I also have the same credit limit on my Discover IT card.

[Kenny]

Congrats! You chose great cards! They will grow with you as you grow in your credit journey. 2 of them offer HP CLIs but are not necessary since they also grand SP CLIs. The 3rd only offers sp CLIs. Excellent choices! All you need now is to get your MSD set for Amex... this can be done in 6 months or in December of this year if you want to garden for a while -- that would yield best results.

Super happy for you!