@Credit4Growth sure.
BOA - have a legacy MBNA card with a 9% fixed rate, which I just grew beyond $50k and which *I believe* has a $99k product max on it. I think all of their unsecured cards have $99k ish max on them unless you have significant assets with BOA or ML
NFCU Flagship - I'm at $50k now, looking to push higher in a few months. $75k product max
UNFCU - I've been a member for about a year and plan to app for their Elite card in 2021. $100k product max
CSR - Have one atm and can definitely grow over $50k (datapoints on here at $100k).
Ink Preferred (business) - Have one at $59k right now, can definitely grow.
Brex (business) - Have $100k+ limits (but linked to bank account balances)
UBS - as you mention, their visa infinite product likely does not have an upper bound.
HSBC - I'm a premier account holder with HSBC and plan to app for the World Elite MC. I'm also looking at a private banking relationship with them. I think this card can grow to over $100k.
Members 1st FCU - $75k product max on their Signature Rewards Card. Not sure if I'll pursue this one.
Any AMEX charge card, with enough use.
FirstTech FCU - I've been a member for about a year. Their Odyssey Rewards card has a $100k product limit on it. However, their customer service is just so horrible. I have a ton of patience, don't mind holding, don't mind CSRs having to ask their superiors for clarification, etc. But the reps I've dealt with are not in good moods nor do they answer any of my questions clearly and / or have no useful information. I was planning to app for this card next because my TCL is a little lower than my income (and they are sensitive to that, which makes them a good next app target), but honestly, I've lost interest due to my experiences with them. Also, one of the reasons I built a diversified foundation of CUs relationships was to hedge against too many AAs in the case of total financial system armageddon. I figure CUs will at least be slower with AAs if things go south. However, datapoints show FirstTech has a much higher propensity to AA vs most other CUs. It's a shame because a $100k product max card with a rate as low as 6.9% is enticing.
@UH_HUH wrote:Hiya guys,
So I needed more CU love and went
back to Sun Trust FCU to get it.
I first got a 5K card from them last December.
Then I added a 10K card from them last May.
Now I asked them to increase my 5K line to 8K.
Man did I leave meat on the bone as it was approved
by the LO much to quick.
I
I replied back to him that I could live
with out the debt cancellation and then
he hit me with the approval.
Only 3K but I know I can go back and
get more anytime now. DP's
pulled TU now 52 hp's on that bureau.
Scads of new credit and hp's
Reported 67K income.
DTI 6%
Hope this finds everyone well,
Cheers
52 inquiries!!! I can always count on you for a laugh @UH_HUH! 🤣 🤣 🤣
I so admire your fearless nature and chutzpah!!! ❤️
You're legendary on credit to income ratio. 🙇♂️
@blindambition wrote:
@UH_HUH wrote:Hiya guys,
So I needed more CU love and went
back to Sun Trust FCU to get it.
I first got a 5K card from them last December.
Then I added a 10K card from them last May.
Now I asked them to increase my 5K line to 8K.
Man did I leave meat on the bone as it was approved
by the LO much to quick.
I replied back to him that I could live
with out the debt cancellation and then
he hit me with the approval.
Only 3K but I know I can go back and
get more anytime now. DP's
pulled TU now 52 hp's on that bureau.
Scads of new credit and hp's
Reported 67K income.
DTI 6%
Hope this finds everyone well,
Cheers
52 inquiries!!! I can always count on you for a laugh @UH_HUH! 🤣 🤣 🤣
I so admire your fearless nature and chutzpah!!! ❤️
You're legendary on credit to income ratio. 🙇♂️
Glad I could make you laugh @blindambition :-) This is a rare working day for me,but I will be back to thank everyone later
If you really wanna laugh,check out my Discover approval. 60 hp's on that one 😃
Enjoy the day,
Cheers