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Super low limit, but approved for US Bank Cash Plus

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Anonymous
Not applicable
‎02-15-2022 01:38 PM
‎02-15-2022 01:38 PM

Re: Super low limit, but approved for US Bank Cash Plus

Congrats on the approval! That could have easily been a denial considering the creditor, so be happy even with the low limit. Smiley Happy

Message 11 of 14
M_Smart007
Legendary Contributor
‎02-15-2022 01:53 PM
‎02-15-2022 01:53 PM

Re: Super low limit, but approved for US Bank Cash Plus

Congrats on your US Bank Cash+ Approval!

Message 12 of 14
FalconSteve
Valued Contributor
‎02-15-2022 08:42 PM
‎02-15-2022 08:42 PM

Re: Super low limit, but approved for US Bank Cash Plus

Given your other limits, that does seem low. Congrats on getting approved, hopefully it grows quickly to a more reasonable amount. In addition to a CLI, you may be eligible for reconsideration.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 13 of 14
zerofire
Valued Contributor
‎02-18-2022 09:43 AM
‎02-18-2022 09:43 AM

Re: Super low limit, but approved for US Bank Cash Plus

Congratulations on your new found liquidity!

US Bank as you heard is definitely stingy to those it has not met yet. Rest assured that from here on out they are only going to get more warm and friendly. At this point they are willing to put a small risk on you since you cleared the tests but that does not just make the fraud alert disappear. The $500 is their way of saying we trust you to do the right thing but not a lot. This is definitely one of those lenders that is strict but justified. In time you will see why their way is the best one to have open.

TU:837 09/19/23 Bank of America--EX: 841 09/20/23 Experian--EQ:832 09/21/23 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Walmart WMC, Chase(Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi Dividend MC, Citizens GreenSense MC, Curve WEMC, Discover It C, FNBO Ducks Unlimited VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Synchrony Bank PayPal Cashback MC, UMB Bank Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage Visa, AOD Signature, Bellco Colorado Rewards, Citi Custom Cash, EBates, Nusenda Platinum Cash Rewards, Ollo Optimum, Redstone Signature, Security Service Power Travel Rewards, Vantage West Connect Rewards
Message 14 of 14
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