Surprise Cap One/Walmart auto-CLI

BetterMoves · ‎11-06-2020

This morning I got an email telling me that my Capital One Walmart Rewards (store card, not the MasterCard) was raised from $2,000 to $2,500. Account has been open 6 months + a few days.

I was surprised just because it seemed, from what I have read here and elsewhere, that Cap One is not too free and easy with the CLIs. I had no plans to request it, and I actually have not used the card that much, but hey, thanks Cap One!

Wells Fargo Active Cash
Discover it Chrome
Amazon Prime Store (Synchrony)
Walmart Store Card (Capital One)
Citi Costco Anywhere
American Express Blue Cash Preferred
American Express Hilton Honors Surpass
American Express Gold

CreditMagic7 · ‎11-06-2020

WTG! Congrats on seeing a nice lift for wallycard. Given CapOne's pinching lately even a 5 spot beats a blank.

M_Smart007 · ‎11-06-2020

Congratulations on your Auto CLI

cashorcharge · ‎11-06-2020

Always love Auto-CLI's. Congratulations!

AllZero · ‎11-06-2020

Congratulations on your PCLI!

AverageJoesCredit · ‎11-06-2020

looks like Cap One heard all the complaints and is now moving on from being Scrooge, to well, Scrooge Jr at least. Enjoy the new spending power

blindambition · ‎11-06-2020

Going with AJC's assessment. Looks like Cap One has temporarily removed the Grinch persona. Congrats on the auto CLI!!!

CreditAggie · ‎11-06-2020

Congratulations on your Walmart auto-CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

MartyWrite75 · ‎11-06-2020

Congratulations on your CLI!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

nuohlac · ‎11-06-2020

Congrats!!!