Surprise Paypal Credit Approval!

[Anonymous]

I just got approved for Paypal Credit with a SL of $2250!!! 

My utilization was high this month and Comenity had previously declined me for a store card because of my short credit history, so this was really a huge surprise! 

I'm thrilled about it though!  I've heard this is a hidden tradeline so I'm hoping it'll help me lower my utilization, but if not with the SL it'll help on that front anyway! 

[Anonymous]

Way to go enjoy!

[AverageJoesCredit]

Congrats on the nice sl. Yes it is hidden which is great but unfortunately it wont help with utilization as it doesntvreport to the cra's unless you default. Enjoy it though. I just braught mine down to 0, maybe get lucky and get another auto increase

[Aduke1122]

Yes OP it is a hidden tradeline and as others have said it won't do anything to help your UTI , but congrats anyways , the good thing about hidden TLs are that you don't have to worry too much about UTI bc it doesn't report 😊