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Surprise auto CLI from Penfed

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Trinzero
Contributor

Surprise auto CLI from Penfed

Logged in to check my Penfed statement and my limit was increased from 10k to 21k!  

Too darn exciting to not share.  

 

I used a BT check in June to max out my 10k and paid it off within a month.  Idk if this triggered something.  I always carry a 0 balance except that one month. 

I've never had a CLI in the 4 years I've had the card.

 

Happy August ya'll!

Message 1 of 16
15 REPLIES 15
coreyb80
Super Contributor

Re: Surprise auto CLI from Penfed

Congrats on the nice bump!

Message 2 of 16
NoMoreE46
Community Leader
Senior Contributor

Re: Surprise auto CLI from Penfed

Nice,   An over 2x CLI.

Message 3 of 16
CreditAggie
Community Leader
Super Contributor

Re: Surprise auto CLI from Penfed

Congratulations on your PenFed auto-CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 16
SouthJamaica
Mega Contributor

Re: Surprise auto CLI from Penfed


@Trinzero wrote:

Logged in to check my Penfed statement and my limit was increased from 10k to 21k!  

Too darn exciting to not share.  

 

I used a BT check in June to max out my 10k and paid it off within a month.  Idk if this triggered something.  I always carry a 0 balance except that one month. 

I've never had a CLI in the 4 years I've had the card.

 

Happy August ya'll!


Wow. That is nice.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 5 of 16
azdude480
Established Member

Re: Surprise auto CLI from Penfed

Congratulations! That's a hefty increase!

I'm still a month away from a year with Penfed and have two cards(12.5K and 15K). I've done one HP increase (10K to 12.5K---ouch), and no HP or auto-CLIs on the 15K card. So the 2X+ increase is just all kinds of totally rad.

***Lurker since 2012. Member since 2022.***
Primary Cards:
Amex BlueAmex EverydayCapital One KohlsCapital One Quicksilver MastercardCapital One Quicksilver MastercardCapital One VentureOneCapital One Walmart MastercardCardless Boston Celtics MastercardCeltic Bank AMC Stubs Visa SignatureChase Amazon Prime Rewards Visa SignatureCiti BestBuy Visa SignatureComenity BH PaybooComenity Sportsmans WarehouseComenity Victorias SecretComenity ZalesCurae Banner HealthDiscover ITDiscover ITGoldman Sachs Apple MastercardGoldman Sachs GM MastercardPenFed Pathfinder Visa SignaturePenFed Platinum Rewards Visa SignaturePenFed PowerCash Visa SignatureSynchrony Bank Verizon Visa SignatureTD Nordstrom Visa PlatinumTD Target MastercardWebBank Dell PreferredWebBank Gemini World MastercardWebBank Petal 2

Authorized User Cards:
Barclays Old NavyCapital One SavorOne MastercardChase Freedom Flex UnlimitedWells Fargo Active Cash

***Total Credit Limit: $272,400***
***In the garden until July 2025.***
Message 6 of 16
cashorcharge
Community Leader
Super Contributor

Re: Surprise auto CLI from Penfed

That is a great surprise! WooHoo!! Congratulations on your PenFed Approval!!👏🏼🍾🥂

Message 7 of 16
805orbust
Valued Contributor

Re: Surprise auto CLI from Penfed

Wow!! Very cool. I've never even asked from them, just gonna leave them as is 🙂  Congrats!!!



Message 8 of 16
KingRue8500
Senior Contributor

Re: Surprise auto CLI from Penfed

Congrats on your PenFed Auto CLI




Message 9 of 16
Traveler101
Established Contributor

Re: Surprise auto CLI from Penfed

Congratulations!

Message 10 of 16
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