Synchrony - Care Credit approved! - myFICO® Forums

madmann26 · ‎12-21-2023

This will be used next month for one of my kids braces. When I did the prequal, I asked for the max, which is $25k, they came back with approved for $12k.

They did hard pull TU after I did the prequal.

Current Scores - 8/26/2025

FICO 9

EQ - 769

TU - 778

EXP - 762

M_Smart007 · ‎12-21-2023

Congratulations on your Care Credit Approval 🎉

BigBS · ‎12-21-2023

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

JoeRockhead · ‎12-21-2023

Nice, congratulations on your approval!

alextercero · ‎12-22-2023

Congratulations on your Approval!

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

MartyWrite75 · ‎12-22-2023

Congratulations on your approval! Awesome!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

youngandcreditwrthy · ‎12-22-2023

congrats! I just got one too! Those prequals are solid.

dont forget you can also use it at Rite Aid!

gdale6 · ‎12-22-2023

12K nothing to sneeze at, grats on it!

NoMoreDebt · ‎12-22-2023

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

CreditAggie · ‎12-28-2023

Congratulations on your Care Credit approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Synchrony - Care Credit approved!

Synchrony - Care Credit approved!

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Synchrony - Care Credit approved!

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