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Synchrony approval with super thin file

tag
Anonymous
Not applicable

Synchrony approval with super thin file

Just applied & got approved for the Amazon.com Store Card (Synchrony Bank) with a super thin file.

Had the following on my TU report (they pulled TU when I applied):

  • One secured bank card, $500 limit, 10% utilization reported
  • One month of reported payment history on the aforementioned bank card
  • 672 FAKO (reported by TU's credit monitoring service)

I got a $400 limit on the Synchrony card, which I think is the minimum they'll give out, but hey... at least it wasn't a denial! Smiley Happy

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Synchrony approval with super thin file

Excellent! Congratulations on getting your foot in the door! My start was 700.00 so it can grow as you use it wisely.

Message 2 of 13
Anonymous
Not applicable

Re: Synchrony approval with super thin file

Very nice.. Congrats!!

Message 3 of 13
Anonymous
Not applicable

Re: Synchrony approval with super thin file

Congrats!

Message 4 of 13
mechanicaljen
Regular Contributor

Re: Synchrony approval with super thin file

Congrats!  Bit by bit, you'll get there.

Message 5 of 13
Anonymous
Not applicable

Re: Synchrony approval with super thin file

Congrats on your card!
Message 6 of 13
alextercero
Super Contributor

Re: Synchrony approval with super thin file

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 13
willwar14
Valued Contributor

Re: Synchrony approval with super thin file

Congrats!! My amazon card I got back in Jan, and it was my first CC, and it was approved with a completely blank file..

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 8 of 13
Anonymous
Not applicable

Re: Synchrony approval with super thin file

Congrats!
Message 9 of 13
Country_Feller
Valued Contributor

Re: Synchrony approval with super thin file

Congratulations and Welcome to the forum!!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 10 of 13
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