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Those that have called credit solutions for cli on your accounts, have you asked for increases on multiple cards during the same phone call or called once for each account?
@Anonymous wrote:Those that have called credit solutions for cli on your accounts, have you asked for increases on multiple cards during the same phone call or called once for each account?
I just do it one at a time personally it is so much easier that way. You can also do it through live chat ![]()
Thanks for the response. I have had walmart, old navy and amazon for about a month and I was going to try for cli next month. Just getting advice on the best approach
Definitely one at a time. It's like I request 20K for Walmart and then say ok great, now can I get 20K for Amazon now, lol! I'm just not comfortable, I rather get the increase, hang up, regroup and try another card with another credit analysis, but that's just me!!!
The first time I was scared, I requested only 4K and I was nervous, the guy got back to me and said "Okay Mrs. Castillo.." and I was shocked, of course it was my friend time,
Second time, "I want 10K" and they said "We're offering 6K" and all I could think of was, "If I requested 10K I could have already been at 6k",
Don't regret, you'll probably never talk to them again, and you don't know them personally.
Counter offers are great too!
@Anonymous wrote:Definitely one at a time. It's like I request 20K for Walmart and then say ok great, now can I get 20K for Amazon now, lol! I'm just not comfortable, I rather get the increase, hang up, regroup and try another card with another credit analysis, but that's just me!!!
I think if you're TU score supports it they have no issue with lifting your limits.
But it's the way that they go about it that's strange sometime. They will raise one to $10K and another to $8K that will just as well become $10K anyway but whatever................
My starting limits were as follows .... Wal-Mart $150, old navy $300 and amazon $1,000 .... I would be happy with $1,500 across the board.
Good luck, I used chat since I am more coftable that way and had my walmart go from 400 to 6000 and my lowes from 400 to 12000 then 30000. Accounts were opened at the end of April and last increases were the end of September.