2100 - 2800 = 700 cli
I always have a balance on the card. I usually pay 3x the minimum due or more about 3 - 4 weeks before due date. I use the card regularly, about every month or so. I opened the card sep/2020 sl 300.
cli's as follows,
6/10/21 , 300 - 500 = 200 cli
12/21/21 , 500 - 700 = 200 cli
6/14/22, 700 - 1000 = 300 cli
12/10/22, 1000 - 1300 = 300 cli
11/10/23, 1300 - 1600 = 300 cli
5/13/24, 1600 - 2100 = 500 cli
11/14/24, 2100 - 2800 = 700 cli
{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000
>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's
TCL - about 110k
Retired since 2017
