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THROW A PARTY. $3,200 CLI

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Gregory1776
Valued Contributor

THROW A PARTY. $3,200 CLI

Finally got an increase on my AmEx EveryDay. Limit was stuck at $8,300 for about two years now new limit for $11,500. Paid off alot of debt this year. Now i have a even Total credit limit of 160K ive been using the card for gas purchases only this year (end of year report to see how much I spend on fuel this year. Instant approval, asked 3,200. I am trying to not wish i asked for more... Smiley Very Happy

Income 110K scores 790 eq 785 tu 776 ex.

Not too much spending has been going through my AmEx cards.

 

Im available for anothher increade in 6 months? 



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 1 of 13
12 REPLIES 12
cashorcharge
Community Leader
Super Contributor

Re: THROW A PARTY. $3,200 CLI

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 2 of 13
Rdbeetle
Valued Contributor

Re: THROW A PARTY. $3,200 CLI

Congrats on your AMEX CLI!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $10k
FICO 8 Scores: EX 810 I TU 809 I EQ 810
Message 3 of 13
FicoMike0
Senior Contributor

Re: THROW A PARTY. $3,200 CLI

Congratulations!

Try again in 6 months. I've tried cli with amex twice, gotten 3X both times, $9000 to $27000 and $1000 to $3000. Scores and income look good, go big next time. What's your dti? They might look at that to.

Message 4 of 13
RickNATL
Established Contributor

Re: THROW A PARTY. $3,200 CLI

Congrats!!!

Message 5 of 13
Gregory1776
Valued Contributor

Re: THROW A PARTY. $3,200 CLI


@FicoMike0 wrote:

Congratulations!

Try again in 6 months. I've tried cli with amex twice, gotten 3X both times, $9000 to $27000 and $1000 to $3000. Scores and income look good, go big next time. What's your dti? They might look at that to.


9% of total CL, 8.4k/ 9.1 on a Citi (paying off next year). 4.8k/22k on Chase (paying off within 3 months) and 3.5K left on a 8k loan paying down in the summer 3k

income is roughly 100K

 

the high balance on the Citi is hurting the most. 

Wells Fargo is my next CLI request to 35k hopefully.

 

I'll probably try and bump my BCP to 40K, if I can in April, Lord willing. 

(I don't need any of this. 🙃)



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 6 of 13
NoMoreDebt
Senior Contributor

Re: THROW A PARTY. $3,200 CLI

Congrats 

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 7 of 13
JoeRockhead
Community Leader
Super Contributor

Re: THROW A PARTY. $3,200 CLI

Nice increase, congratulations on your new limit.

Message 8 of 13
Cred4All
Valued Contributor

Re: THROW A PARTY. $3,200 CLI

Congrats!


Message 9 of 13
firefox100
Senior Contributor

Re: THROW A PARTY. $3,200 CLI

Congratulations way to go, enjoy it.

Message 10 of 13
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