TJ Maxx Mastercard CLI from $2K to $4k Approved!

Larzipan · ‎02-05-2024

I previously posted about requesting a CLI after having my TJ Maxx Mastercard for six months and being refused due to lack of use. Then, I had to call via phone to request an increase.

Today, two months later and eight months after opening the card, I noticed the option to click a link to request a credit limit increase on the TJ Maxx app when I went to pay my bill. That definitely wasn't there before.

I requested an increase from $2K to $5K. There was also a field for current salary. I was instantly approved for an increase to $4K, double my original limit! I don't know how much more this card can grow, but I did get more of an increase than expected, so I am excited about it!

Credit Cards

Authorized User Cards

Starting FICO 8 Scores (Fall 2023)

FICO 8 as of 11/16/24

FICO 9 as of 11/16/24

Zoostation1 · ‎02-05-2024

Congrats on the CLI!

Rebuild Started Nov 2021
June 2022 FICO 8:

June 2022 FICO 9:

June 2022 FICO 10:

June 2022 FICO 10T:

Jan 2026 FICO 8:

Jan 2026 FICO 9:

Jan 2026 FICO 10:

Jan 2026 FICO 10T:

CubanCheapSkate · ‎02-05-2024

Congratulation's on the nice cli!

JoeRockhead · ‎02-06-2024

Congratulations on your CLI!

BigBS · ‎02-06-2024

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

nytokyobred79 · ‎02-06-2024

Congrats on your TJ Maxx cli

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

CorpCrMgr1 · ‎02-06-2024

Congratulations on your CLI!

KingRue8500 · ‎02-07-2024

Congrats on your TJ Maxx MC CLI

NoMoreDebt · ‎02-10-2024

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

CreditAggie · ‎02-23-2024

Congratulations on your TJ Maxx 2X CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs: