Target Circle Mastercard - APPROVED - myFICO® Forums - 6784897

myFICO® Forums

Get Access Now

Moderately excited about this one! I remember applying for a RedCard years ago before direct apply for the MC was even possible and I got denied for the store card with something like a 670 credit score. I am usually loathe apply for cards without preapproval but every once in a while I can buy into no risk, no reward. I am a heavy user of their debit card, and will probably stop using that in favor of this. Some data:

5+ years post-BK (Ch 7)
Pulled EQ (704)
This is the Mastercard, they are doing this "temporary credit limit" thing, mine being $1000. Hopefully my SL is higher (it does say it's a portion of the total limit) but satisified with the approval either way.

Message 1 of 13

12 REPLIES 12

Congrats on your Target MC approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809

Message 2 of 13

Congrats on your approval @Raider_Dave

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX

Message 3 of 13

Congratulations on your approval!

Message 4 of 13

Congratulations on your TCMC approval! Come back and update us when you know your total limit.

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce

Message 5 of 13

Congrats on the approval!

Message 6 of 13

Congratulations on your target mc approval

Message 7 of 13

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 13

Congrats.

Discover It Cash Back $11,000

Apple Card $3,500

Amazon Prime Store Card $4,000

NFCU More Rewards AMEX $30,000

Venmo Visa $1,500

NFCU Cash Rewards Visa $50,000

Chase Amazon Prime Visa $4,000

Capital One Spark Business $1,000

Chase Ink Cash $4,000

Chase Freedom Flex $10,000

Fidelity Rewards Visa $20,500

Chase Ink Unlimited $6,000

Chase Sapphire Preferred $12,700

Chase Freedom Unlimited $25,000

Chase Marriott Bonvoy Boundless $5,800

Citi Custom Cash $11,600

Citi Strata $10,000

Message 9 of 13

Congrats on your Target MC approval!

FICO 8: EQ 712 | EX 711 | TU 706
Discover $10k (AU) | Wayfair $4.5k | AAA Daily Advantage $4.2k | Citizens Bank Cash Back+ | USB Altitude Connect $2k | Target $1k

Message 10 of 13