Target MC Auto-CLI!

Total80sKid · ‎11-20-2021

Congrats on your Target MC CLI 👍🏼

FalconSteve · ‎11-20-2021

Congratulations on the auto CLI

I know REDcard/TD Bank uses equifax for initial approval, but is that who they use for ongoing account evaluation?

I have the score for an increase, but not much spend, your limit is amazing. What was it before and wat was it before it became a MC?

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

cashorcharge · ‎11-20-2021

That's terrific!! Congratulations on your Target CLI Approval!! 🥂🎉👏🏻

Titans84 · ‎11-21-2021

@FalconSteve wrote:
Congratulations on the auto CLI

I know REDcard/TD Bank uses equifax for initial approval, but is that who they use for ongoing account evaluation?

I have the score for an increase, but not much spend, your limit is amazing. What was it before and wat was it before it became a MC?

In May of 2019 I received a CLI from 3,600 to 6,000. I also received notice that it would be changed to a MC RedCard in 6 months. In November of the same year, I received another increase to 8,000 and the card was upgraded as promised. I've received CLI every 6 months since.

Current FICO 8: