Target MC Auto-LUV $11K-->$13K - myFICO® Forums - 5833467

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Yes, folks, I still get excited over a Target CLI!

Card History: During my rebuild, I got the Target redCard in 2015 with a $1000 SL. It took about two years to get up to $1900. In June 2017, I got the MC upgrade and a CLI to $4K. I've been able to get CLIs every six months since. My first CLI after took me to $5K ($1K CLI). Every CLI since has been an addition of $2K.

This statement close has been 6 months since my last CLI. Sure enough, I went from $11K to $13K!

I always have a balance that posts (and I always PIF). I also regularly "update" my income, even if it hasn't actually changed. Anyway, time to update my signature. It's crazy to think my Target Card has outgrown some of my other "major" cards.

Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Wayfair MC $9500 |~~

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10 REPLIES 10

Congratulations on your CLI!

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Congrats on your CLI

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX

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That's awesome! I love my Target card and cant wait to be upgraded to the MC. Congratulations on the consistent cli.

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Congrats on the auto!

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Congratulations on the CLI
And a Target 🎯🦇🦇🦇🦇ATTACK APPROVED

🥳🎁🎉🎊🎈☀️🌈🦄💯

2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800
Take the myFICO Fitness Challenge

AmexSurpass $33900

AmexPlatinum NPSL Since 1994

Chase Freedom $4000

Double Cash $14500

Simplicity $10900

Apple GS $29000

Dell Preferred $5000

Helzberg Preferred Diamond $9000

Navy Federal Go Rewards $25000

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Congratulations!

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Congrats on yer Target

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Congrats on the CLI!

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Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

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