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Target MC Auto-LUV!

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SunriseEarth
Moderator Emeritus

Target MC Auto-LUV!

It looks like our Target card limits are starting to grow again!   I woke up this morning to a FICO alert that account details had changed.  I saw that my Target MC increased from $13,500 to $14K!   Yes, any growth on this card is always welcomed and celebrated!   As for details, my EQ08 is 805, income is $150K.  Last month, I put about $500 on this card.  This is a card I consistenly use every month, but not as much as I did pre-COVID (probably ~$100 a month).



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 1 of 24
23 REPLIES 23
AllZero
Mega Contributor

Re: Target MC Auto-LUV!

Congratulations on your PCLI!
Message 2 of 24
Titans84
Valued Contributor

Re: Target MC Auto-LUV!

Congrats!

 

When was your last CLI?

Current FICO 8:



Message 3 of 24
CreditAggie
Community Leader
Super Contributor

Re: Target MC Auto-LUV!

Congratulations on your Target auto-CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 24
mrcraft
Valued Contributor

Re: Target MC Auto-LUV!

Congratulations on your CLI!!



Message 5 of 24
M_Smart007
Legendary Contributor

Re: Target MC Auto-LUV!

Congratulations on your CLI !

Message 6 of 24
Anonymous
Not applicable

Re: Target MC Auto-LUV!


@SunriseEarth wrote:

It looks like our Target card limits are starting to grow again!   I woke up this morning to a FICO alert that account details had changed.  I saw that my Target MC increased from $13,500 to $14K!   Yes, any growth on this card is always welcomed and celebrated!   As for details, my EQ08 is 805, income is $150K.  Last month, I put about $500 on this card.  This is a card I consistenly use every month, but not as much as I did pre-COVID (probably ~$100 a month).


Auto-luv is The Best! Congratulations on your CLI! $500 p/month! I adore Target. Even I don't buy that much there? WHAT are you getting there? The one near where I live does not have an extensive Grocery area. HOW are you managing it? 🧐🤣🙏🏻 Congrats! 🎉 

Message 7 of 24
SunriseEarth
Moderator Emeritus

Re: Target MC Auto-LUV!


@Anonymous wrote:


Auto-luv is The Best! Congratulations on your CLI! $500 p/month! I adore Target. Even I don't buy that much there? WHAT are you getting there? The one near where I live does not have an extensive Grocery area. HOW are you managing it? 🧐🤣🙏🏻 Congrats! 🎉 


That was just one month that included a purchase of some patio furniture.  Usually, it's more like $50-100 a month.



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 8 of 24
SunriseEarth
Moderator Emeritus

Re: Target MC Auto-LUV!


@Titans84 wrote:

Congrats!  When was your last CLI?


Exactly 6 months ago, November 7th.  So it looks like Target is back on the 6 month CLI schedule, but we'll see what happens in November.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 9 of 24
Total80sKid
Senior Contributor

Re: Target MC Auto-LUV!

Congrats on the auto Target luv!

Message 10 of 24
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