Target Red Card CLI

[Adkins]

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@NoMoreE46 wrote:

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@CreditAggie wrote:

Congratulations on your Target CLI! I hope you get the Mastercard upgrade!

Nice.

Typically, when the CL reaches $4000, the store card converts to the MC.

Thus, I will congratulate you on your upgrade now @Adkins.

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That's what I thought also, but I haven't gotten the notification of the upgrade yet. When I do, I'll post an update here. And thanks!

[Meanmchine]

Congrats on a super Redcard CLI

[BreakingOldHabits1]

Congrats

[NoMoreE46]

Most of the DPs for the Redcard MC upgrade indicates $4000 as the typical amount for the conversion. 

(This is my data is from 2017 to 2020 .)

IIRC, you will get a letter for the increase and hopefully a second letter regarding the MC upgrade about a month or two afterwards.

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@Adkins wrote:

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@NoMoreE46 wrote:

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@CreditAggie wrote:

Congratulations on your Target CLI! I hope you get the Mastercard upgrade!

Nice.

Typically, when the CL reaches $4000, the store card converts to the MC.

Thus, I will congratulate you on your upgrade now @Adkins.

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That's what I thought also, but I haven't gotten the notification of the upgrade yet. When I do, I'll post an update here. And thanks!

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[Adkins]

There's a letter in the mail today...

Sweet!! Dude!!

[CreditMagic7]

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@Adkins wrote:

There's a letter in the mail today...

Sweet!! Dude!!

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Nifty. I bet i've closed then reapplied later again with the RedCard Store card 3 or 4 times over the years simply to drop them from showing as my lowest line account. Maybe one day they will realign their adjustments but no matter. The 5% off is still a bonus!

[vegasvegan]

Interesting. I have a letter coming from Target today too and a google search brought me here. I have had the red card since 2019 with a 1k limit. I wonder if this is my letter advising of a future CLI/upgrade to MC. I haven't used my card in awhile but have updated my income regularly. I got a few smal CLI's between 2019 - 2020, but nothing else. My letter looks the same except the postage is only 31 cents...so likely just a letter without any plastic in it. Optimistic here...hope we are both on the MC upgrade path!

[CreditMagic7]

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@vegasvegan wrote:

Interesting. I have a letter coming from Target today too and a google search brought me here. I have had the red card since 2019 with a 1k limit. I wonder if this is my letter advising of a future CLI/upgrade to MC. I haven't used my card in awhile but have updated my income regularly. I got a few smal CLI's between 2019 - 2020, but nothing else. My letter looks the same except the postage is only 31 cents...so likely just a letter without any plastic in it. Optimistic here...hope we are both on the MC upgrade path!

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Anything regarding this card is something.

My first line eons years ago was stuck at $500, closed it after a year, Second one was $800 SL, didn't budge no matter the spend or usage, closed it. Third time is was a start line of $1200 which offered some outside chance it would at least grow a little. Never did, so closed that one too. I'll likely wait until next year to try again  for the Fourth time. 

[vegasvegan]

Nah, mine was a psych out...just an annual privacy notice. No upgrade here. Lol

[Adkins]

And I got the upgrade!!Awwwwww yeah!!