Congrats on your Red Card. Sadly, the only way to get this card to grow is time. Some report years with the low limits. TD bank seems to be better. I started mine in 2015 with $300. It was one year or year and half before I was bumped to $2k and upgraded to the MasterCard version. Currently at $4k. Nothing special, sometime carried a balance, but PIF most times. Good luck on your growth with this card.