@AMJ50 wrote:
When you say you never pay in full, how much do you charge a month and how much of that balance do you pay. Whatever you are doing, Target likes
In general i use it in the grocery and pharmacy area for vitamins etc. i spend between 100 and 200 per month , then i pay 75 - 100 a month but when my utility ups to above 30 pct i dont use the card and just pay a few months until my utility is about 10 pct, rinse and repeat.
I know the pros here will frown on this because i am paying interest but at this time of my rebuild cli's are more important to me than some interest, its working well for me, i throw the lenders a few bones and they throw a few my way.
