Target RedCard

[credit_Anbu]

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@Matt9543 wrote:

Been spending a ton more at Target recently, and figured I would try for the RedCard credit card, and got approved today for a $2,000 limit. I've seen a lot of people report that this has grown over the years so I'm excited to see how much it does!

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Congratulations on your RedCard and nice SL! 

My SL was $300 when I opened my account in 2007 and is now $11000 MasterCard i had a CL $5000 when it upgraded to the MasterCard. 

[GrandBay]

Congrats @Matt9543 on your RedCard and your SL! 

[Anonymous]

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@Matt9543 wrote:

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@Anonymous wrote:

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@Matt9543 wrote:

Been spending a ton more at Target recently, and figured I would try for the RedCard credit card, and got approved today for a $2,000 limit. I've seen a lot of people report that this has grown over the years so I'm excited to see how much it does!

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Congrats! DW and I LOVE our RedCard, and like you said, it has grown... initial limit $1000, now a $7000 MasterCard.  

Congrats again, and use it well.  It's a great card for Target purchases.  

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Thank you! How long and at what limit did it take for it to convert to a MasterCard?

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Opened Jan or Feb 2019.  Took nearly a year to get. From $1000-$2400, if I recall.  Bear in mind, low AAoA, lots of new cards.  Took another year for them to bump it to 7k.  Other folks have gotten there sooner.  Mine was nearly 2 years to the day.  ZERO complaints with RedCard.  Now, we spend REGULARLY and generally PIF or pay more than PIF, between $200-600/month depending on what's up that month. 

[NoMoreE46]

@Matt9543 

Congrats- that is a pretty good starting limit.  
In the past, the MC conversion happens when your limit reaches $4,000.  Typically, it took 2-3 years to get the MC.

As mentioned, after the conversion, auto increases happened every six months.

Good luck.

[Peanut4211982]

Awesome congrats!!

[mrcraft]

Congratulations on your approval!!

[Matt9543]

Thank you everyone for the input and congrats!

[coreyb80]

Congrats on the approval!

[rgd51]

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@Matt9543 wrote:

Been spending a ton more at Target recently, and figured I would try for the RedCard credit card, and got approved today for a $2,000 limit. I've seen a lot of people report that this has grown over the years so I'm excited to see how much it does!

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I've had mine for 6 years. Started at a $300 limit and was only a store card. Since then it was converted to a Mastercard and now has am $8,000 CL. Interesting thing about this card is you can't apply to make it MC and you can't request a CLI. Both are completely up to them and they'll give you them randomly whenever they feel like it.

[M_Smart007]

Congratulations on your Target RedCard approval