Target Redcard Approved

Anonymous · ‎07-17-2017

Approved for the Target Redcard with a massive $300 CL. Haven't gotten any alerts, but I think they pulled EQ. Initially got the 7-10 day message online, called and was told just needed some verification and I was approved. Kind of hard to take advantage of the 5% discount with such a small CL. Hopefully after 6 months of purchases and PIF, it will grow. Now off to the garden for a few months before I go after the USAA Limitless!

Anonymous · ‎07-17-2017

Congrats! dont worry it will grow. mine went from $300 to $700 to $1200 in 6 months. with my scores. leave a small balance every now and then, and update your income on their site. when you update your income, you will be up for a cli review.

CountryLivin · ‎07-17-2017

@Anonymous wrote:
Approved for the Target Redcard with a massive $300 CL. Haven't gotten any alerts, but I think they pulled EQ. Initially got the 7-10 day message online, called and was told just needed some verification and I was approved. Kind of hard to take advantage of the 5% discount with such a small CL. Hopefully after 6 months of purchases and PIF, it will grow. Now off to the garden for a few months before I go after the USAA Limitless!

Congratulations! Take care of that card and it will grow! Mine started at $250 and it is now at $2200 and it is only one year and 2 months old. All increases were Auto CLI.

Anonymous · ‎07-18-2017

Congratulations on your approval.

AverageJoesCredit · ‎07-18-2017

Congrats on the new Target card. Your in and thats most important. Target has been unlesshing the dogs of war on cli for almost everyone so you probably have a real diamond in the ruff. Enjoy

Anonymous · ‎07-18-2017

Thanks everyone! I did confirm they pulled EQ. Do most of you that use the Redcard PIF or leave a small balance?

Anonymous · ‎07-18-2017

I've had my card since March of this year. Started with a 300.00 limit. I put a whopping 19.00 on it total and paid in full when the bill came. Lol. But they just upped me to 800.00 a couple weeks ago on their own.

Anonymous · ‎07-18-2017

Congrats on the approval!

Kinda off topic here, but how do Target's debit and credit cards compare? I have the debit one and I heard it functions pretty much like the credit one with the 5% off discount every time.

Cleaningitup2016 · ‎07-19-2017

Not a fan of the debit. I have it but it takes a while to draft from checking.

Credit Card companies have a name for those who pay their bill in full each month: Deadbeats

CountryLivin · ‎07-19-2017

@Anonymous wrote:
Congrats on the approval!

Kinda off topic here, but how do Target's debit and credit cards compare? I have the debit one and I heard it functions pretty much like the credit one with the 5% off discount every time.

The debit card from Target functions exactly the same.....you still get free shipping and 5%.....the money is just debited from your account.