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Target card and updating income(gets results!!)

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WavysMommy
Regular Contributor
‎06-11-2022 05:40 AM
‎06-11-2022 05:40 AM

Target card and updating income(gets results!!)

I read from someone here some months back to update your income regularly, even if it doesn't change. I started doing it for the last two months, and it apparently worked. I've had my Target card since December 2021, so I didn't expect any increases for a couple of years. Minimally. 

 

After getting my yearly step increase with my job, I went ahead and updated. Less than a week later, I get a $400 increase.

 

I'll take whatever I can get! 😂

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Message 1 of 11
10 REPLIES 10
SUPERSQUID
Valued Contributor
‎06-11-2022 06:12 AM
‎06-11-2022 06:12 AM

Re: Target card and updating income(gets results!!)

CONGRATS!!!!!

What was your cl before the 400 cli? how long have you had the card? What was your sl when you opened the card?

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 2 of 11
WavysMommy
Regular Contributor
‎06-11-2022 07:13 AM
‎06-11-2022 07:13 AM

Re: Target card and updating income(gets results!!)

My limit was $900 before the increase. I've had the card since December.

Message 3 of 11
gdale6
Moderator Emeritus
‎06-11-2022 08:05 AM
‎06-11-2022 08:05 AM

Re: Target card and updating income(gets results!!)

Grats on your Target move up!

Message 4 of 11
cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎06-11-2022 08:29 AM
‎06-11-2022 08:29 AM

Re: Target card and updating income(gets results!!)

Movin on up! Congratulations 🥂🎉🍾

Message 5 of 11
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎06-11-2022 08:30 AM
‎06-11-2022 08:30 AM

Re: Target card and updating income(gets results!!)

Congratulations on your Target CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 11
CreditMagic7
Mega Contributor
‎06-11-2022 08:48 AM
‎06-11-2022 08:48 AM

Re: Target card and updating income(gets results!!)

Congratulations on the Target Card CLI!

Message 7 of 11
NalekSok
Regular Contributor
‎06-11-2022 09:46 AM
‎06-11-2022 09:46 AM

Re: Target card and updating income(gets results!!)

Congratulations on your CLI! 🎉






Message 8 of 11
KingRue8500
Senior Contributor
‎06-11-2022 01:39 PM
‎06-11-2022 01:39 PM

Re: Target card and updating income(gets results!!)

Congrats on your Target Card CLI




Message 9 of 11
babygirl1256
Senior Contributor
‎06-11-2022 02:32 PM
‎06-11-2022 02:32 PM

Re: Target card and updating income(gets results!!)

Congrats on your Target card CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 10 of 11
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