Target cc 2k approval sc keep or close idk

MeN5 · ‎10-23-2022

So I just knew I would get the MasterCard since it tries to approve for that one first but nope I got the store card again sl 2k w a 775eq and clean file I am in complete awe and trying to decide whether to keep it cuz I do shop there a lot btw I have no problem closing cards I'm just on the fence w this one Ik 2k use to be a great approval for Target but recently I've seen ppl getting 5k or 6k and the Mc no less so I'm a little bitter lol do they let you request increases now?

Yasselife · ‎10-23-2022

Ouch... congrats? lol

MeN5 · ‎10-23-2022

@Yasselife @Ouch would be correct lol

mfinsmi1 · ‎10-23-2022

you already opened it the damage is already done with the opening of a new account - i would recommend keeping it

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Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0

CreditAggie · ‎10-23-2022

Congratulations on your Target approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

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M_Smart007 · ‎10-23-2022

Congrats on your Target Approval.

The MC is a rare Unicorn to get approved for .. right off the bat.

KingRue8500 · ‎10-23-2022

Congrats on your Target RedCard approval

cashorcharge · ‎10-23-2022

WooHoo!! Congratulations on your Target Approval!!👏🏼🍾🥂

raisemysc0re · ‎10-24-2022

@mfinsmi1 wrote:
you already opened it the damage is already done with the opening of a new account - i would recommend keeping it

I second this. Too many people let pride get in the way of making good decisions. Damage is already done by HP and then accepting the approval.

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sourpuss29 · ‎10-24-2022

@raisemysc0re wrote:
@mfinsmi1 wrote:
you already opened it the damage is already done with the opening of a new account - i would recommend keeping it
I second this. Too many people let pride get in the way of making good decisions. Damage is already done by HP and then accepting the approval.

Not necessarily.

When I applied for the Navy Federal Platinum card last month, they only approved me for a sl of $1,000...which, needless to say, i was not too pleased about. I promptly sent a secure message telling them to close it; and even though I incurred a hard pull, the account was never reported to the bureaus.

As an aside, since I don't apply for new cards often, this is currently the only inquiry I have on TU, so I suppose I can afford to be nonchalant about it.