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Target gave me a CLI!!!

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egaithe
Regular Contributor

Target gave me a CLI!!!

After 10 years, Target gave me a CLI of $300! I got my util down to 50% from 90% and I received a notice to update my salary, a month later, my CLI was updated. I think the payment triggered it.

EQ-660, TU-687, EX-646
Goal: 750s in all
Message 1 of 11
10 REPLIES 10
CreditMagic7
Mega Contributor

Re: Target gave me a CLI!!!

Congrats!

 

I simply couldn't wait that long and closed mine within 2 years.

 

SL $300 and then 3 months later $500 limit and there it stayed.

Message 2 of 11
Anonymous
Not applicable

Re: Target gave me a CLI!!!

Congrats on the CLI, I waited 18 years for the first CLI from them. It is one of my oldest card with no AF so I decided to keep it.

Message 3 of 11
CountryLivin
Valued Contributor

Re: Target gave me a CLI!!!

Congratulations! I love Target!

Message 4 of 11
ohreally7654
Established Contributor

Re: Target gave me a CLI!!!

Congrats OP! I can't get an increase to save my life! 

Current Fico 8 Scores 11/25: TU FICO: 604 | EX FICO: 555 | EQ FICO: 548. Cap One QS Secured: $200 | Williams Sonoma Visa Signature $500 | Open Sky Secured $500 | Destiny MC $1K | Indigo MC $1K
Message 5 of 11
CostantinoA
Established Contributor

Re: Target gave me a CLI!!!

I started out at $300 and about 4 months later, they raised it to 800 with out even asking.

Experian - 531
Transunion - 540
Equifax - 533

Chapter 7 filed 06-2019
Chapter 13 filed 04-2024
Message 6 of 11
pip3man
Valued Contributor

Re: Target gave me a CLI!!!

For the life of me I'll never understand how people are very patient to wait several years for a meager CLI with Target. And worse part is, when they finally do an increase it's only just for a few hundred dollars... like how do y'all even tolerare it lol. I woulda dropped them in a heartbeat after 2yrs max

Message 7 of 11
egaithe
Regular Contributor

Re: Target gave me a CLI!!!

I shop there pretty often and I get 5% back.
EQ-660, TU-687, EX-646
Goal: 750s in all
Message 8 of 11
RonM21
Valued Contributor

Re: Target gave me a CLI!!!

Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 9 of 11
Anonymous
Not applicable

Re: Target gave me a CLI!!!

Hi, 

I am new to this I notice a lot of you had low scores. What did you all do to make it better?

Message 10 of 11
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