Target luv

[Conceptual23]

Can you please update us on this strategy?  I've been using the pif strategy and letting no balance report every month.  0 increases in a year.  

[Anonymous]

No secret formula I spent around 50-80 a month pif and updated salary monthly, they are slashing people right now I wouldn't look for an increase from the right now 

[designated_knitter]

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@Anonymous wrote:

No secret formula I spent around 50-80 a month pif and updated salary monthly, they are slashing people right now I wouldn't look for an increase from the right now 

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I've also had this card for about a year... would put through a bunch of spend, let it report, PIF, rinse repeat, update my income info regularly and my scores have gone up about 30 points since then and no love.

Was starting to think it was just me but maybe Covid spooked them before I could get on the CLI gravy train.

i really want this one to grow!

[Anonymous]

I haven't seen any cli on this card since around when I got mine all I've seen is shlashes

[Credit_Aficionado]

Mine was upgraded at the 2 year mark, after multiple CLIs. Congrats, and hopefuly you keep seeing those CLIs.

[coreyb80]

I literally just hit the 2 year mark this month with my Target.  Not expecting anything soon, but hopefully sometime next year it will happen.

[MartyWrite75]

Congratulations on your CLI!

[Anonymous]

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@Anonymous wrote:

I haven't seen any cli on this card since around when I got mine all I've seen is shlashes

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When did you get yours ? My 4th statement cut at the end of September. No CLI for me. I put about 200-300 a month on it. Pay in full before statement cut usually. Obviously I am not on the gravy train on the 4 month cycle lol 

[blindambition]

I was given a CLI to 9k in January, with MC upgrade that took effect in March.

Theres been a few CLD on store cards reported, but no CLI reported since about March or April. No doubt COVID related.

[Anonymous]

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@blindambition wrote:

I was given a CLI to 9k in January, with MC upgrade that took effect in March.

Theres been a few CLD on store cards reported, but no CLI reported since about March or April. No doubt COVID related.

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I did read in one thread in August about target doing CLD action. Definitely not seeing increases much around the forums. I didn't even receive a SP from TD bank on any reports going halfway to my 5th statement with heavy use for my limit. Totally understand we are in a global pandemic. I was only curious.