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Target red card appoved after burning them

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911gt34life
Established Contributor

Target red card appoved after burning them

before applying for target I did freeze TransUnion  and experian and  was surprised I was approved 500 few days later 200 increase to 700 ... 

 

wondering if any benefit having the MasterCard version 🤔

 

I was surprised I'm not blacklisted by target considered that I burned them back in 2016 ... 

 
they only pull Equifax  Fico score under 600 with 3 buddy by January first would only have one ...   

 

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Message 1 of 14
13 REPLIES 13
SUPERSQUID
Valued Contributor

Re: Target red card appoved after burning them

I was approved for a 300 sl Red card in sep/oct 2020 less than a year after I burned TD bank for over 8k in my bk7.

My Red card is now 1600 cl.

I understand the conversion to Mastercard comes after you meet a cl milestone, some have posted 4k some have posted less, ymmv.

I love the Red card, I use it a lot. The thing that stinks about it is cli's are completely up to them, no requests possible.

Message 2 of 14
gdale6
Moderator Emeritus

Re: Target red card appoved after burning them

Good job getting back in with Target. Over time it will increase!

Message 3 of 14
JoeRockhead
Community Leader
Super Contributor

Re: Target red card appoved after burning them

Caongratulations on your approval!

Message 4 of 14
NoMoreDebt
Senior Contributor

Re: Target red card appoved after burning them

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 5 of 14
BigBS
Senior Contributor

Re: Target red card appoved after burning them

Congrats on the approval!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 6 of 14
M_Smart007
Legendary Contributor

Re: Target red card appoved after burning them

Congratulations on your Target Approval 🎉

Message 7 of 14
NoMoreE46
Community Leader
Senior Contributor

Re: Target red card appoved after burning them


@911gt34life wrote:

before applying for target I did freeze TransUnion  and experian and  was surprised I was approved 500 few days later 200 increase to 700 ... 

 

wondering if any benefit having the MasterCard version 🤔

 

I was surprised I'm not blacklisted by target considered that I burned them back in 2016 ... 

 
they only pull Equifax  Fico score under 600 with 3 buddy by January first would only have one ...   

 



The MC version maxes at $17000.  Access to this higher CL is the one real advantage that I see.

 

Traditionally, when your store card reaches a CL of $4000, you get converted to the MC. 

 

 

Message 8 of 14
cashorcharge
Community Leader
Super Contributor

Re: Target red card appoved after burning them

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 9 of 14
CreditAggie
Community Leader
Super Contributor

Re: Target red card appoved after burning them

Congratulations on your Target approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 14
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