I started rebuilding at the end of 2014. I've since gone from $0 in credit to a pretty decent line. I've gotten the Cap1 increases, and I've used the luv button to get to about $30k. I received a preselected citi DC in the mail. Last week, I applied and got "further processing" response. I've called a couple of times with no decision. Today I got the word on a $8k SL.... I now have almost $40k in credit!! Still waiting on a further review" message from another bank. Hoping that one is good news too.... thanks to the boards I am well on my way to good credit!
Nice SL out of the gate on the DC. Most posts i seen have been low limits that necessitate another HP to a better limit that still is a gamble at best.
