@iCoop wrote:Anyone who has been a member for a while know if they do APR reductions?
Navy will work with you when your scores get higher, just wait til your scores are 750+ since that's where I was when I got my rates changed, dont' try to change too often =)
@distantarray wrote:
@Shogun wrote:Oh I've wanted to for a long time, and have been trying like hell to find a way in! My sister and her husband can join through his sister, if I can freaking get them to do it!!! Then I can get in. It's not for the lack of want, it's the finding a way in!
you can always get in with a roommate, change your address to a Navy Federal member and put a utility bill under your name for a short time. of course this is frowned upon =x but roommates can get in if you contribute to the household, and no this is not how I got in, I was born on a military base =)
I think I will change to the cashRewards. I called customer service and the PC cannot be done yet as the account has not fully generated since I app'ed close to the weekend. She said to call back in tomorrow or Tuesday after my account number has been created to PC from the Platinum to the cashRewards.
Starting Score: EQ 675 | TU 688 | EX 702Yes they will reduce your APR. They reduced mine by 2% after having the card for 6 months. I had sent a secure message asking if I was eligible for upgrade to signature. Not only did they upgrade my card; but they also decreased my APR without me asking. Hows that for service!
Goal: Gardening!
I found out he was a member in march 2012 and the rest was history
Goal: Gardening!
@webhopper wrote:
@iCoop
Yes they will reduce your APR. They reduced mine by 2% after having the card for 6 months. I had sent a secure message asking if I was eligible for upgrade to signature. Not only did they upgrade my card; but they also decreased my APR without me asking. Hows that for service!
I should get the Signature on the cashRewards automatically right since the limit is $14K? If not should I ask for a Signature cashRewards card when I do the product change this week?
So just an update, the Signature for the cashRewards did not come automatically even though I was given a limit above the $5k minimum. I sent a secure message via my NavyFed account and had the process completed:
"Navy Federal Response : As requested, we have upgraded your account to a Visa Signature cashRewards account. A new card was issued with a copy of the program details. All of your current rewards transferred to your Signature cashRewards account. You will continue to earn up to 1.5% cash back on every purchase. In addition to the cashRewards card benefits, you will receive all-new Visa Signature perks, including a complimentary concierge service, access to exclusive tickets, and discounts at top retailers."
