Third Disco CLI in three months

[Anonymous]

Well this is interesting.

My statement usually cuts on my Chrome on the 27th of the month. The last two months it has cut, I made my payment, and asked for an increase, and was granted an AJC Special. Yesterday being the 27th, my statement hadn't cut but I tried anyway and was told no. This morning the statement cut. I paid it and then figured, why not? Asked and was again offered $500 for the third month in a row. Works for me. 

This card started at $1250 in the fall of 2019. It's now at $3000 with a $250 CLI last December, and now three straight $500 bumps the last two months and today. And yet for the life of me I can't get anything on my ITCash lol. But there is growth to be had with Disco still.

Anyhow, I wanted to share the pattern of statement cut, payment of the bill, and subsequent CLI in case anyone else wants to try. Hopefully it'll work for you too!

[Marz2002]

CONGRATS @ImTheDevil on getting a AJC Special CLI for each of your last 3 DISCOVER Chrome statements and Thanks for the DPs!!

[lyTENciL]

Nicely done! Did you open the card in September 2019 by chance? Had you tried for CLI before your October 2020 statement?

[Anonymous]

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@lyTENciL wrote:

Nicely done! Did you open the card in September 2019 by chance? Had you tried for CLI before your October 2020 statement?

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Yes that is when I opened it at $1250. December 2019 I got a small bump to $1500, then Covid hit and Disco clamped down, saying no CLIs until an account is a year old. I got nothing further until October of this year after my 12th statement cut. I tried at month 12 but was denied. After statement 12 I got it. Apparently their definition of a year old is per the number of statements, not the number of months.

[lyTENciL]

Did you try in October before your statement? One rep told me day one of 13th month, which I took to be calendar months but statements would make more sense. I'm going to give it a shot Feb 1, and try weekly until my 13th statement cuts.

Anyway, thanks for dps. $1500 in three cycles ain't too shabby!

[Anonymous]

You're welcome and I agree, that three cycle round of increases doubled my limit. I'm not mad. I would say to try the day that full statement number 12 cuts. I did not try it early in October - I decided to do it when I paid my bill the day the statement cut. If your first one was a partial statement, it may not work but you have nothing to lose by trying since it's a SP. Good luck with it!

[Conceptual23]

Nice, congrats on the CLI

[gingerflower]

Congrats on the CLI!

[JoeLuvsHisCredit]

Congrats

[gdale6]

Grats on your continued success with Disco