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Third time is charm with PayPal mastercard synchrony credit increase.

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firefox100
Valued Contributor

Third time is charm with PayPal mastercard synchrony credit increase.

Back story Opened a paypal Mastercard on May 28 of this year got approved with a starting credit limit of6,500 with income of 85K and fico scores around 800 and Transunion vantage score of 824. I Tryed getting the credit line increase first and got the answer not enough experience at the current limit. Then I tryed again on the second statement closing date got the same answer. This morning when checking my pay pal app I saw that they posted the 100 dollar bonus and my third statement was showing. I called 877 39 8173 credit solutions and ask for a cred increase to 10K which a 3.5K increase 54% increase. Was ask income the whole thing took less then 2 minutes the said Congrats you have been approved for a increase to 10K, I said thanks have a nice day.

 

It looks like it hard rule with Synchrony that you need to wate for the third statement to cut not 90 days from when the account was open. I do like my experience so far with Paypal mastercard every time I make charge and it post the reward show up immedately also for info I put about 650 dollars charges on account and paid account before it reported.

Message 1 of 9
8 REPLIES 8
Bill77
Regular Contributor

Re: Third time is charm with PayPal mastercard synchrony credit increase.

Congrats on the CLI!  Were the first 2 attempts online or by phone?

 

 

Message 2 of 9
firefox100
Valued Contributor

Re: Third time is charm with PayPal mastercard synchrony credit increase.

 

Yes all three times was on the phone with credit solutions. Once the Synchrony train starts moving then you can ask for credit increase every 3 months. I had wall mart mastercard which started out with cl of 6K grew to 18K before Capital one took over, by the way I also have jcp store which has credit limit of 20K with synchrony.

Message 3 of 9
KingRue8500
Senior Contributor

Re: Third time is charm with PayPal mastercard synchrony credit increase.

Congrats on your Paypal Cashback MC CLI




Message 4 of 9
cashorcharge
Community Leader
Super Contributor

Re: Third time is charm with PayPal mastercard synchrony credit increase.

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 5 of 9
Jrock216
Member

Re: Third time is charm with PayPal mastercard synchrony credit increase.

Congratulations on your PayPal Cashback MC CLI approval! I was curious how the process works since I've had the card a month now. 

Message 6 of 9
firefox100
Valued Contributor

Re: Third time is charm with PayPal mastercard synchrony credit increase.

Just use the card and make large payments or pay off the balance each month. Wate 3 months since you open the account then call 877 379 8173 credit solutions from the phone number on record they will ask how much of increase you want, also they will ask for income. The process will take about minute to see if you are approved or a counter offer will be made. This is a soft pull process good luck.

Message 7 of 9
babygirl1256
Senior Contributor

Re: Third time is charm with PayPal mastercard synchrony credit increase.

Congrats on your PayPal Mastercard Synchrony CLI . . . yep, looks like the 3rd time was certainly a charm!!! That's awesome. Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 8 of 9
CreditAggie
Community Leader
Super Contributor

Re: Third time is charm with PayPal mastercard synchrony credit increase.

Congratulations on your PayPal Mastercard CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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