This one is worth mentioning!

SouthJamaica · ‎02-01-2023

@Doodlebug30 wrote:
So I have had my BOA Cash rewards card for 3 years 2 months. When I was approved my credit wasn't as good and it started with a 2k limit. Never once in 3 years have they approved my request for an increase lol despite me getting huge limits and increases from other companies. My ficos are around 765-770. I opened another boa card and combined limits which made this cards new limit 16,200. Just for fun, I requested an increase AGAIN for the 500th time lol and I asked for 20k. Fully expecting them to say no as usual but THEY SAID YES!!! My first CLI on this card ever after over 3 years lol. Finally.

Congratulations. Good job on showing persistence.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 586020 (520820 reporting) FICO 8: EQ 699 TU 696 EX 692

CreditAggie · ‎02-01-2023

Congratulations on your BofA CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

cashorcharge · ‎02-02-2023

That's great!

WooHoo!! Congratulations on your BofA Approval!!👏🏼🍾🥂

mgood · ‎02-02-2023

Nice! Congrats on the increase!

Your other card must have had an impressive limit to be able to transfer so much to this one.

$18,000 Chase Sapphire Preferred Visa Signature 01/23

$17,000 Chase Freedom Flex World Elite Mastercard 05/21

$12,000 Chase Prime Rewards Visa Signature 05/23

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$15,900 Citi Custom Cash World Elite Mastercard 07/22

$9,900 Citi Rewards+ World Mastercard 11/24

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$22,000 Wells Fargo Autograph Visa Signature 10/21

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Cash+ Visa Signature 12/23

$5,850 Capital One Savor World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$8,500 Imprint Eddie Bauer World Mastercard 11/24

$3,000 American Express Blue Cash Preferred 04/24

EQ8 761, TU8 748, EX8 759 as of January 6

AZE10 - 5% Utl - New Cards: 2/6, 4/12, 8/24

Doodlebug30 · ‎02-02-2023

They started that other card out at 5k but did grant a couple increases on it so I just kept funneling the $$ over lol bc I liked the cash rewards better.

nytokyobred79 · ‎02-03-2023

Awesome. You were patient yet persistent 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K