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Three recent wins

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Anonymous
Not applicable

Three recent wins

So as it says, I've had three recent wins. One was 45 minutes ago, the other two this past six weeks. The past ones were Disco CLIs, $500 each on my ITCash and Chrome. Notable in that Disco actually said yes but otherwise pretty minor. ITCash is now at $4100 and Chrome is at $3000.

 

The bigger one was today. I've been following the FNBO Evergreen apps and results for awhile now. I ran the prequal when it was first shared, and followed up with it a couple times since. Each time it returned the same prequal. Tried it today and it was still showing good, so I went for it and was approved.

B6F7B7C9-C50C-4A0F-B39F-E44BFBC6E368.png


I'm an existing FNBO cardholder - I've had the Prime Visa since 1/24/2021. That was an approval from a mailer and netted a $9400 SL. I've only been with them just shy of five months (not even long enough for a CLI) so I was honestly unsure how this would go - why would they approve a new card in less time than it takes for CLI eligibility? But sometimes you gotta run one up the flagpole and see if anyone salutes it. In this case it worked out great.

 

For DPs, they pulled EX here in NY. My EX09 score in the app as of 6/9/2021 was 748 and I'm 7/12 for new accounts with UTI about 14%. I've been happy with FNBO thus far and this helps even more. It'll also allow me to put a bullet in a few low limit cards that aren't doing me any good.

Message 1 of 27
26 REPLIES 26
Elpadrino1
Valued Contributor

Re: Three recent wins

Congratulations on your approval!! Nice SL

Message 2 of 27
Anonymous
Not applicable

Re: Three recent wins


@Anonymous wrote:

So as it says, I've had three recent wins. One was 45 minutes ago, the other two this past six weeks. The past ones were Disco CLIs, $500 each on my ITCash and Chrome. Notable in that Disco actually said yes but otherwise pretty minor. ITCash is now at $4100 and Chrome is at $3000.

 

The bigger one was today. I've been following the FNBO Evergreen apps and results for awhile now. I ran the prequal when it was first shared, and followed up with it a couple times since. Each time it returned the same prequal. Tried it today and it was still showing good, so I went for it and was approved.

B6F7B7C9-C50C-4A0F-B39F-E44BFBC6E368.png


I'm an existing FNBO cardholder - I've had the Prime Visa since 1/24/2021. That was an approval from a mailer and netted a $9400 SL. I've only been with them just shy of five months (not even long enough for a CLI) so I was honestly unsure how this would go - why would they approve a new card in less time than it takes for CLI eligibility? But sometimes you gotta run one up the flagpole and see if anyone salutes it. In this case it worked out great.

 

For DPs, they pulled EX here in NY. My EX09 score in the app as of 6/9/2021 was 748 and I'm 7/12 for new accounts with UTI about 14%. I've been happy with FNBO thus far and this helps even more. It'll also allow me to put a bullet in a few low limit cards that aren't doing me any good.


@Anonymous congratulations on a nice approval!!!

Message 3 of 27
firefox100
Senior Contributor

Re: Three recent wins

Congratulations nice way to go.

Message 4 of 27
MrDFinance
Established Contributor

Re: Three recent wins

Congrats on the approval and that limit 🤓

Message 5 of 27
CreditAggie
Community Leader
Super Contributor

Re: Three recent wins

Congratulations on your FNBO approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 27
gdale6
Moderator Emeritus

Re: Three recent wins

FNBO comes through again, sometimes I wonder if they are giving up on some of their conservative stance. Grats on the excellent SL and the 2 Disco increases Smiley Happy

Message 7 of 27
KingRue8500
Senior Contributor

Re: Three recent wins

Congrats on your FNBO Evergreen Rewards Visa approval




Message 8 of 27
Mr_Mojo_Risin
Senior Contributor

Re: Three recent wins


@Anonymous wrote:

So as it says, I've had three recent wins. One was 45 minutes ago, the other two this past six weeks. The past ones were Disco CLIs, $500 each on my ITCash and Chrome. Notable in that Disco actually said yes but otherwise pretty minor. ITCash is now at $4100 and Chrome is at $3000.

 

The bigger one was today. I've been following the FNBO Evergreen apps and results for awhile now. I ran the prequal when it was first shared, and followed up with it a couple times since. Each time it returned the same prequal. Tried it today and it was still showing good, so I went for it and was approved.

B6F7B7C9-C50C-4A0F-B39F-E44BFBC6E368.png


I'm an existing FNBO cardholder - I've had the Prime Visa since 1/24/2021. That was an approval from a mailer and netted a $9400 SL. I've only been with them just shy of five months (not even long enough for a CLI) so I was honestly unsure how this would go - why would they approve a new card in less time than it takes for CLI eligibility? But sometimes you gotta run one up the flagpole and see if anyone salutes it. In this case it worked out great.

 

For DPs, they pulled EX here in NY. My EX09 score in the app as of 6/9/2021 was 748 and I'm 7/12 for new accounts with UTI about 14%. I've been happy with FNBO thus far and this helps even more. It'll also allow me to put a bullet in a few low limit cards that aren't doing me any good.


That FNBO prequal has been pretty valuable to many around here. 

I'm happy to hear it worked out so well for you, that's an impressive SL.

Congratulations on 2 cool CLIs and a sweet approval!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 27
Golf-and-Credit
Regular Contributor

Re: Three recent wins

FNBO for the win! Congrats @Anonymous  for the approval and SL! 

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization
Message 10 of 27
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