Total Rewards VS CLI

[Anonymous]

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@Anonymous wrote:

Congrats.  This is a card that I would leave the garden for if I got a pre-approval.  I want this thing simply because the girlfriend is from Jersey and we go to Atlantic City often along with really liking Vegas.  They denied me in like March before I discovered this forum and started following advice so hopefully if I do not get a pre-approval they will approve me on a cold app when I leave the garden most likley at the end of the year.

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Thank you wesleym.

They pulled EQ for me last year. They sent me the pre-approval letter ( before the pre approval arrived, I registered online to become a member) I was instant approved.

[FinStar]

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@Anonymous wrote:

After my 4 statement cut, I received another CLI via SP

This is the first time I tried after 4 months. I always been waiting for 6 months period.

mmmm this means that by October I should I have another one

Home > Account Services > Request Credit Limit Increase
REQUEST CREDIT LIMIT INCREASE

Congratulations Mia25!

Your new credit limit is $ $24,500.00.

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WOW Mia!  That's an AMAZING CLI for the TR Visa!   When do I need to start packing so we can break out the new CLI

[Anonymous]

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FinStar wrote:

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Mia25 wrote:

After my 4 statement cut, I received another CLI via SP

This is the first time I tried after 4 months. I always been waiting for 6 months period.

mmmm this means that by October I should I have another one

Home > Account Services > Request Credit Limit Increase
REQUEST CREDIT LIMIT INCREASE

Congratulations Mia25!

Your new credit limit is $ $24,500.00.

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WOW Mia!  That's an AMAZING CLI for the TR Visa!   When do I need to start packing so we can break out the new CLI

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LOL, thats a good one FinStar ... I do not use this card often. I just have a little balance on the account ( 1500). I guess the like to see balance to give CLIs and if this the case, October is few steps closer 

[FinStar]

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

After my 4 statement cut, I received another CLI via SP

This is the first time I tried after 4 months. I always been waiting for 6 months period.

mmmm this means that by October I should I have another one

Home > Account Services > Request Credit Limit Increase
REQUEST CREDIT LIMIT INCREASE

Congratulations Mia25!

Your new credit limit is $ $24,500.00.

---

WOW Mia!  That's an AMAZING CLI for the TR Visa!   When do I need to start packing so we can break out the new CLI

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LOL, thats a good one FinStar ... I do not use this card often. I just have a little balance on the account ( 1500). I guess the like to see balance to give CLIs and if this the case, October is few steps closer 

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Don't worry, we'll put some use on it.  I think Vegas sounds like a great place to start?    And, by October, it will be all ready for another CLI! 

[Anonymous]

I am registered with them and log into my account once every few weeks to see if I get the pre-approval pop up but nothing thus far.  I wonder how often they SP members to see if they are pre-approved because as you can see from my sig I have made a decent amount of progress in a short time on my scores.

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@Anonymous wrote:

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@Anonymous wrote:

Congrats.  This is a card that I would leave the garden for if I got a pre-approval.  I want this thing simply because the girlfriend is from Jersey and we go to Atlantic City often along with really liking Vegas.  They denied me in like March before I discovered this forum and started following advice so hopefully if I do not get a pre-approval they will approve me on a cold app when I leave the garden most likley at the end of the year.

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Thank you wesleym.

They pulled EQ for me last year. They sent me the pre-approval letter ( before the pre approval arrived, I registered online to become a member) I was instant approved.

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[Anonymous]

What card is this !!!!

[FinStar]

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@Anonymous wrote:

I am registered with them and log into my account once every few weeks to see if I get the pre-approval pop up but nothing thus far.  I wonder how often they SP members to see if they are pre-approved because as you can see from my sig I have made a decent amount of progress in a short time on my scores.

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@Anonymous wrote:

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@Anonymous wrote:

Congrats.  This is a card that I would leave the garden for if I got a pre-approval.  I want this thing simply because the girlfriend is from Jersey and we go to Atlantic City often along with really liking Vegas.  They denied me in like March before I discovered this forum and started following advice so hopefully if I do not get a pre-approval they will approve me on a cold app when I leave the garden most likley at the end of the year.

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Thank you wesleym.

They pulled EQ for me last year. They sent me the pre-approval letter ( before the pre approval arrived, I registered online to become a member) I was instant approved.

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A couple factors that seem to be somewhat common for most of Comenity co-branded cards, is having a relatively clean profile and scores hovering above the 700 FICO range.  Of course, these are only a couple of the many variables that are considered.  The stronger the profile, the better the chance for approvals on their co-branded cards.

[CreditCuriosity]

Congrats MIA on a massive CL with them .  What was the CL, before the CLI?  I might of missed that.

[Anonymous]

Very nice!!!! My 4th statement will cut in a couple weeks.  I am hoping for a nice increase. I haven't used it until a few weeks ago.  I am running a lot through it and pifing weekly.

Wesley - I started with the overstock pop up in December, accepted it and have used it once..  Three months later, I got the total rewards and sportsman guide visa pop ups (among several others). I only accepted the TR. My scores were around 655-660. I haven't used credit in years. I just started building credit in November to get my scores up so we could by a house. Then I found this forum..... Lol

[Anonymous]

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@CreditCuriousity wrote:

Congrats MIA on a massive CL with them .  What was the CL, before the CLI?  I might of missed that.

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Thank you CreditCuriousity. My CL started at $17k. Yes, probably  you missed the approval thread