Congratulations!! 😃
Congrats on your approval !
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 30k | Delta Gold Amex 40K | Discover IT 25K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
@calyx wrote:Welp, Citi won't give me a CLI on the two cards I have, but they were willing to give me a new card
Anyone who knows me on the boards, knows that I'm constantly pouring one out for the dearly departed Comenity-AKC, but I saw that Tractor Supply's VISA store card offers 3% cashback on vet visits (nevermind the 5% on TSC, which I could also use), which is a huge part of my spend and thought I'd go for it.
If you apply and qualify, the site offers you both the standard store card or the Visa version. I figured I should be fine for the Visa. The blurb says that they'll pull your Experian report, which I thought was odd since Citi is usually a EQ junkie. I lifted my EQ freeze just in case, and that's, in fact, what they used.
DPs:
Applied 5/3/2023, 3 months since my last HP (for an auto loan),
AOYRA: 6 months (AoYA 3mos for auto loan)
CRA pulled: EQ, FICO 8 is 801 (last bancard8 at Citi is 817)
SL: 4500
Huge fan of them giving you the new account number so you can start using it right awayGot three weeks until my next vet visit, so I shoudl be fine.
That is odd that city will refuse a CLI while at the same time ask you if you want a new card 🤣. Anyways, congrats on the new card!
Starting Score: 570
