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Tried my luck.....and SCORED(w/Penfed)!

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WavysMommy
Regular Contributor

Tried my luck.....and SCORED(w/Penfed)!

I now have a card with each of my CUs. I'm officially "in" and DONE(yeah yeah, I know I said that with my surprise NFCU approval...lol).

 

I figured that if I could get a nice SL with NFCU, that *maybe* Penfed would show me some love. Even if just a small SL. Even if the odds weren't necessarily in my favor at all, based on DPs listed on the forums.

 

Let's just say it was larger than I expected. My pull over the last 3 days is 19k in new/available credit. 

 

Screenshot_20201208-025403_Gmail.jpg

 

On the higher end apr-wise, but it's a start. Being that I'm 15 months post-BK discharge, these limits are COMPLETELY unexpected.

 

Very happy and finally content with my lineup to garden for the next year or two.

 

Oh, and I did not receive any pre-approvals(mailers or otherwise)for either NFCU or Penfed cards that I app'd. NFCU only "preapproved" me for the NRewards when I did the prequal.

Message 1 of 20
19 REPLIES 19
EverForward
Established Contributor

Re: Tried my luck.....and SCORED(w/Penfed)!

Congratulations on your approvals!

Message 2 of 20
Openwater
Established Contributor

Re: Tried my luck.....and SCORED(w/Penfed)!

Congrats 15 months post BK that is awesome. Keep it up!




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 3 of 20
coreyb80
Super Contributor

Re: Tried my luck.....and SCORED(w/Penfed)!

Congrats on the approval!

Message 4 of 20
Anonymous
Not applicable

Re: Tried my luck.....and SCORED(w/Penfed)!

Congrats on your approval! I wear my PCR out lol

Message 5 of 20
gdale6
Moderator Emeritus

Re: Tried my luck.....and SCORED(w/Penfed)!

Sweet, grats on the new Penfed card Smiley Happy

Message 6 of 20
M_Smart007
Legendary Contributor

Re: Tried my luck.....and SCORED(w/Penfed)!

Congratulations!

Message 7 of 20
fatcomic
Regular Contributor

Re: Tried my luck.....and SCORED(w/Penfed)!

That's not a bad CL or APR for 15 months post BK!    Congrats and it's a Visa siggy!  


Message 8 of 20
crys12065
Established Contributor

Re: Tried my luck.....and SCORED(w/Penfed)!

Congrats!




In the garden until 2020
Message 9 of 20
mrcraft
Valued Contributor

Re: Tried my luck.....and SCORED(w/Penfed)!

Congratulations on your approvals!!



Message 10 of 20
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