Truist Enjoy Cash $15k CLI!

markbeiser · ‎02-22-2024

I have not used the card in 6 months, and it is a HP to request a CLI, so I was kind of thinking of closing it.
I feel like I owe them a HP since I used trickery to avoid one when it was approved 18 months ago, so I called and requested a CLI to see what would happen.
It took a day, but I got an alert of a HP on my EQ report and saw it was from Truist, so I checked my online account and saw that I now have a $20k limit, up from $5k!
Even though it is a pointless card at this time, I guess I'll keep it and throw a recurring YouTube channel membership at it to keep it alive.🙂

Back to gardening until Late February 2026.

Current FICO8:

TekkenQQ7 · ‎02-22-2024

Congratulations!!! Nice CLI.

Traveler101 · ‎02-22-2024

I feel that way about USB. Great consolation prize for the hp. Enjoy it and congrats.

Meanmchine · ‎02-22-2024

Congrats on what appears to be a Truist CLI

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>3/2025 All 3 reports 845 - 850(F8) F9s = 835ish but my app finger is still twitching

gorgon · ‎02-23-2024

Gongrats on your CLI

CorpCrMgr1 · ‎02-23-2024

Congratulations on your CLI!

nytokyobred79 · ‎02-23-2024

congrats on your successful cli.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

NoMoreE46 · ‎02-23-2024

Very nice- a 3 Xer.

CreditMagic7 · ‎02-23-2024

Congratulations on your Truist Card CLI!

BigBS · ‎02-25-2024

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M