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Two CLIs

MrsCHX
Valued Contributor

Two CLIs

I got the Platinum and QS1 on 2/12 with a $300 limit on each, in credit steps. 

 

On 4/7, I requested a CLI on the QS1 and was told my account was too new. My second statement for both cut on 4/9. I was going to wait until day 70 like many people here do but gave it a shot lsat night for some reason.

 

$300 --> $800 on both cards!

 

Can't wait to see what my steps increase will be in a few months Smiley Very Happy

 

(edited to correct date of last CLI request)

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 1 of 4
3 REPLIES 3
RonM21
Valued Contributor

Re: Two CLIs

Congrats on the increase!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 4
KSK1912
Valued Contributor

Re: Two CLIs


@MrsCHX wrote:

I got the Platinum and QS1 on 2/12 with a $300 limit on each, in credit steps. 

 

One week ago, I requested a CLI on the QS1 and was told my account was too new. My second statement for both cut on 4/9. I was going to wait until day 70 like many people here do but gave it a shot lsat night for some reason.

 

$300 --> $800 on both cards!

 

Can't wait to see what my steps increase will be in a few months Smiley Very Happy


Awesome. I got those 2 cards for my DW in january and in just about 2 months i logged in and asked for cli on both and they bumped both cards from $300 to $800. When Cap One likes you, they like you Smiley Happy Try it again in 2 months, right before your credit step cli's kick in. Whether you get the early cli or not, you will still get the credit steps cli.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 3 of 4
Anonymous
Not applicable

Re: Two CLIs

Congrats on the 'early release' program Smiley Wink

 

After your 7th statement cuts....you'll get your credit steps CLI

Based on what you shared ( the $500  early CLI) it normally means credit step of $500

 

The 'steps' CLI seem to be automated at either $250 or $500.....whereas when you luve button it could be more...

 

Either way congrats you've got a CLI ready n waiting.....

 

Now after you get both steps CLI's...some might say that's the time to combo into one big card and that might be your best move

but also consider, since Cap-1 generally won't CLI again for 6 more months ...you may want to wait it out and let them both grow one more time

before you MEGA them together....FYI just so you another option to think of going forward....best to you Smiley Happy 

Message 4 of 4
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