@Bddozer211 wrote:Applie for US Bank cash+card and got denied I just couldn't leave well enough alone so I call them and asked if they'd reconsider. Lady to me I was denied because of too many Tradewinds opened in the last year and a late payment from over 3 yrs ago. Told me she'd send it back to UW but didn't think it'd be approved.
Well so much for what she knows. Got an email from USbank congratulating me on my approval and wanting me to sign up for mobile banking. CL is only $3000 but hey I'll take it cause it's better then none at all and I can grow it
Can you tell us for future refrence what number of trade lines you'd opened during the year?
12/22 : 
Sweet, grats on your successful recon! This is the way to do it.
Congratulations on your new found liquidity!
@Bddozer211 wrote:6 in the last 12 months
You really were supposed to be denied. US Bank usually pulls out the grim reaper after 2 HP's the 6 tradelines should be around 6 HP's. You lucked out with a underwriter that just did not care the second time around.
Congratulations on your approval! 🎉
