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UICCU Visa Signature Cash back card

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Simmonowski
Established Member

UICCU Visa Signature Cash back card

Got a new card from the University of Illinois Community Credit Union.  I needed a visa for Costco/gas but I think this'll be my daily driver for most things, especially for the first year.  It also put the final nail in my Quicksilver's coffin. 

 

5% on gas

2% restaurants and groceries

1.5% everything else

Up to $150 cashback match for the first year

No foreign transaction fees

No cash advance fees

 

My scores are in the mid 700s with 3% utilization and they gave me a $5k limit with 15.5% apr.  I do live in the area so I'm not sure about their geofencing rules.

 

 

Message 1 of 19
18 REPLIES 18
sznthescore
Established Contributor

Re: UICCU Visa Signature Cash back card

Nice $5k approval... congrats!

REBUILDER CARDS




Goal: FICO 700+
Message 2 of 19
Priory_Man
Valued Contributor

Re: UICCU Visa Signature Cash back card

Congrats on the new card





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Total Revolving Credit: $300,000 UTIL: <1%
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Message 3 of 19
JoeRockhead
Community Leader
Super Contributor

Re: UICCU Visa Signature Cash back card

Nice SL, congratulations on your approval!

Message 4 of 19
reluctantgarden
Frequent Contributor

Re: UICCU Visa Signature Cash back card


@Simmonowski wrote:

Got a new card from the University of Illinois Community Credit Union.  I needed a visa for Costco/gas but I think this'll be my daily driver for most things, especially for the first year.  It also put the final nail in my Quicksilver's coffin. 

 

5% on gas

2% restaurants and groceries

1.5% everything else

Up to $150 cashback match for the first year

No foreign transaction fees

No cash advance fees

 

My scores are in the mid 700s with 3% utilization and they gave me a $5k limit with 15.5% apr.  I do live in the area so I'm not sure about their geofencing rules.

 

 


Congrats! It keeps coming up in Reels as if FB knew I used to live in central IL, lol. I already have categories covered, but very good for a CU CC. 

Message 5 of 19
BigBS
Senior Contributor

Re: UICCU Visa Signature Cash back card

Congrats on the approval!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 6 of 19
DatBoiQuick
Regular Contributor

Re: UICCU Visa Signature Cash back card

Seems like a better Discover Chrome, Congrats!

Message 7 of 19
coreyb80
Super Contributor

Re: UICCU Visa Signature Cash back card

Congrats on the approval!

Message 8 of 19
cashorcharge
Community Leader
Super Contributor

Re: UICCU Visa Signature Cash back card

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 9 of 19
firefox100
Senior Contributor

Re: UICCU Visa Signature Cash back card

Congrats on your 5K visa creditcard approval, enjoy it have fun.

Message 10 of 19
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